Backpacker Insurance

We appreciate that everybody takes a different approach in terms of holiday destinations, hence why we’ve got more choice than ever. With more people these days seeking to move away from the conventional beach holiday towards the ‘backpacker adventure’, there has become a more varied, specific range of needs in regards to the cover travellers need when considering their specific Backpacker Insurance policies.

So whether you decide to climb Mount Fuji, visit Chris the Redeemer, or trek across Vietnam we have a Backpacker Insurance policy that can give you the cover you’ll require.

 

Travel Insurance	Over 65 Travel Insurance	Long Stay Travel Insurance	Travel with a medical condition	Backpacker Travel Insurance

Backpacker Insurance – Key Features

• Two levels of cover to pick from – You are able to choose ‘Backpacker Insurance’ or ‘Long Stay’ cover. Recognising that backpackers simply need essential covers, ‘Backpacker Insurance’ provides cover for cancellation/curtailment, personal possessions, emergency medical expenses, personal liability and personal accident. ‘Long Stay’ provides higher limits and further cover for departure delay, missed departure, possessions delayed in transit, personal money & travel documents and legal assistance & expenses.
• Return home at no extra charge! – For those desiring to break their trip midway, the insured can return home, say, at Xmas or Easter. The insurance plan provides cover for up to two trips home (maximum twenty-one days per trip) during the policy period.
• Automatic ‘Stop-Over’ cover – Cover is automatically provided for ‘stop-overs’ of up to 1 week maximum in a higher rated area e.g. travelling to New Zealand via the USA. This may be extended to a maximum of Thirty-one days on settlement of any additional rates.
• Wide array of activities included – A wide array of activities are automatically covered under both Long Stay and Backpacker insurance including: amateur non-contact sports, bungee jumping, canoeing/kayaking (not white water), rafting (including white water), overland trips, sub-aqua to 9 metres, trekking below 5,000 metres, winter sports. Additional activities could be covered on payment of an additional premium.
• Excess waiver option – For a single additional premium the standard claims excess may be deleted (this will not apply to any additional excess imposed after a call to Travellers Health Check).
• 5% discount for deleting personal possessions cover – If you have alternative cover for your personal possessions e.g. under your home insurance, a reduction is available for deleting this cover under both ‘Backpacker Insurance’ and ‘Long Stay Travel Insurance’.
• 24-hour emergency medical assistance – A Twenty-four hours a day, Seven days a week, 365 days a year Emergency Medical Helpline is provided for assistance if there is a medical emergency abroad.

Talk to our knowledgeable Backpacker Insurance team on 01480 402 460 we’ll be delighted to advice you on the best cover to meet your budget.

Backpacker Insurance policies:

Allow our clients the opportunity to explore further afield for longer, confident in the knowledge that our specialist backpacker insurance cover, designed with the backpacker in mind gives the required protection at market leading premiums.

Backpacker Insurance policies may be arranged for trips of up to eighteen months, will cover you throughout the world, and allow complete freedom to appreciate your adventure. Many activities like bungee jumping, kayaking and trekking are covered as standard, with the option to add to the activity cover should you want.

Most of our Backpacker Insurance policies are tailor made, we know that each trip is as individual as the traveller, and for that reason our Backpacker Insurance lets you add or remove options if necessary. Excess waiver cover can be added or personal possessions deleted making sure your policy is as affordable as possible. We appreciate that any Backpacker Insurance policy should be as flexible as your trip.

Backed by Underwriters at Lloyds of London, you can be confident that the Backpacker Insurance policies can be relied upon, every time.

Backpacker Insurance Designed For:

Travellers taking extended trips abroad of up to Eighteen months.

Eligibility: Available to UK and Channel Islands residents, that have not spent in excess of six months abroad in the past twelve months.

Backpacker Insurance and Long stay Trip duration limits: Periods from 30 days up to a maximum trip duration of Eighteen months.

Pre-existing medical conditions: This insurance plan may not provide cover for re-occurring or pre-existing medical conditions; however, some cover could be available upon contacting us.

Backpacker Insurance and Long Stay Underwritten by: Union Reiseversicherung AG and administered in the United Kingdom by Travel Insurance Facilities PLC.

We would remind you that all insurance policies are subject to terms, conditions, excess and exclusions. Please check the policy detail to make sure you are aware of the cover that you are obtaining. Should you desire a copy of the policy this will be forwarded with the quotation before purchase.