Beauty Therapy Insurance – Compare Leading Insurers

• Get an immediate quotation.
• Compare the prices of a number of leading insurers.
• Buy cover immediately.
• Download your policy documents.
• Pay by either debit or credit card with no additional charge.

Use our quick and easy Beauty Therapy Insurance online comparison quote for leading insurers facility when you need to obtain a quotation.

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Why Purchase Beauty Therapy Insurance.

As an independent provider of Beauty Therapy Insurance Lifesure is able to obtain quotations from many leading insurers. By doing this you can to see that you are obtaining a competitive quotation for Beauty Therapy Insurance.

Our online quotes facility is available to you should you wish is to obtain a quotation for Beauty Therapy Insurance and then compare the level of cover you will be receiving. However, should you wish to discuss your requirements or any particular needs that you may have when buying Beauty Therapy Insurance, then please call one of our Business Insurance advisers on (01480) 402460 who will be pleased to speak with you. If it is only advice that you are seeking regarding Beauty Therapy Insurance then please be assured, there is no ‘hard sell’ at the Lifesure Group and our advisers will be happy to just speak with you.

Our Beauty Therapy Insurance policy can include:

Contents cover and/or Buildings (optional) cover.

The contents of your premise are insured for damage or loss that may occur due to a range of risks such as fire, flood etc. Buildings cover  can be added to this section as an option should you own your own premises.

Public Liability
Public Liability  is an essential element of cover and provides you with indemnity in the event of injury to a third party or damage to a person’s property, either of which has occurred during the conduct of your business. We are able to offer three levels of cover starting at £1 million, then £2 million or £5 million.

Employers Liability
If you are an employer then you are legally required to have Employers Liability insurance. This will indemnify you should an employee be unfortunate enough to be injured in the course of their employment (click here to check who would be defined as an employee). The policy automatically includes £10 million of cover.

Business Interruption
This covers loss of income incurred by your business as result of an insured peril i.e. fire, flood, which can be insured against as part of your Beauty Therapy Insurance. Business Interruption cover will help minimise any shortfall in income until such time as your business is back to full trading or, up to the indemnity period selected (whichever is sooner).

Loss Of Money Cover
This provides cover for your business money whilst at your premises and also  during transit. In addition your money is covered when in a bank night safe and up to a limit of £500 in your private dwelling.

Personal Accident (Assault)
If a person in your employment was unfortunate enough to suffer as result of an  assault whilst in charge of your business money this section provides cover.

Glass.
Damage to fixed glass and fixed items of sanitary are automatically covered.

Commercial Legal Expenses cover.
Provides covers for costs incurred during legal proceedings in a court of legal jurisdiction in respect of any act or omission or alleged act or omission.
Cost incurred dealing with a HMRC full inquiry which includes a request to examine all the insured books and records.

Beauty Therapy Insurance – Treatment Risk Cover: optional additions.

Treatment Risks–Including:

• Styling, washing, cutting and drying of hair.
• Special treatment of hair (normally carried out by a hairdresser), bleaching, tinting, dying, or permanent waving.
• Shaping, tinting and plucking of eyebrows and eyelashes.
• Pedicure and manicure.
• Cosmetics and facial masks including harmonisation and steaming treatments.
• Proprietary hair removal preparations.
• Hairdressing work carried out on headpieces and wigs.
• Ear piercing by’s gun and stud method.

If you wish to discuss any of the items of cover listed above when considering taking a Beauty Therapy Insurance then please call us on (01480) 402460 and talk to one of our knowledgeable Business Insurance staff.

We would remind you that all insurance policies are subject to excesses, exclusions, terms and conditions. Copies of policy documents and policy summaries are available once you click the Get A Quote button. Go to the Documents Tab and click here, you will then find documents relating to your particular trade.