Bricklayers insurance

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Very competitive bricklayers insurance premiums from leading insurers

Our bricklayers insurance online comparison quote form is quick and easy way to compare leading insurers.

Bricklayers Insurance cover is available for:

Public Liability up to a limit of £5 million.
Employers Liability at a limit of £10 million.
Tools and business equipment (optional)
Contract works, tools, your own and hired in plant (optional)
Personal accident (optional)
Commercial legal expenses (optional)

The basic bricklayers Insurance cover you require is Public Liability Insurance and Employers Liability Insurance, see below the legal definition of who is considered as an employee as this could be broader than you’d expect.

If you prefer to conduct business by discussing your bricklayers insurance options with one of our bricklayers insurance specialist staff, please call us on 01480 402 460.

Bricklayers Public Liability Insurance – Why do you need it?

Building sites are hazards environments and no matter of how careful you are there is always the possibility of an incidence occurring. The Health and Safety Executive have worked with the general building trade over many years to successfully reduce the number of incidents and accident, but sadly accidents do still happen. Bricklayers insurance is an important investment in protecting your business from the increasing trend of injured parties, encouraged by TV ads, texts to their mobile phones or by family and friends, to seek compensation.

Bricklayer’s Insurance offers liability cover of £1 million, £2million or £5 million depending on your business requirements, against the potential cost of injuries and property damage involving directors, business partners, employees, labour only subcontractors and bona fide subcontractors who hold their own insurance.

This may sound like an excessive amount of bricklayers insurance cover but just take a few minutes to consider the cost of a personal injury claim made against you especially if someone was seriously injured.

The Business Benefits of Bricklayers Employers Liability Insurance?

If you have someone working for you be it an employee or even a subcontractor who is not your direct employee but is acting on your instruction, you are legally required to have Bricklayer employers liability insurance.

Legal Definition of an Employee

Any person while working for you in connection with the business who is:

Under a contract of service or apprenticeship with you.
A person under a contract of service or apprenticeship with some other employer and who is hired to or borrowed by you.
A labour master or person supplied by him.
A person engaged by a labour only sub-contractor.
A self employed person performing work under a similar degree of control and direction by you as a person under a contract of service or apprenticeship with you.
A driver or operator of hired-in plant.
A trainee or person undergoing work experience.
A voluntary helper.

In addition to bricklayers Public Liability Insurance and bricklayers Employers Liability Insurance you can include within your bricklayers Insurance policy cover for tools, hired in plant, and your own plant.

Obviously tools are essential to your work and without them you may be unable to proceed, therefore losing income. Insuring will assist in their replacement if they are lost, stolen or damaged.

Always check the terms and conditions of your bricklayers insurance policy as inevitably there will be exclusions such as tools not being covered if left in your van overnight, unless the vehicle is in a locked garage.

Contract Works can be added and this would cover your build project against theft or damage occurring.

Additionally Personal Accident cover can be included and also Legal Cover to your bricklayers insurance should this ever be required.

If you would prefer to talk through your bricklayers insurance with one of our bricklayers insurance specialist staff, please call us on 01480 402 460.

We would like to draw your attention to the fact that all insurance policies are subject to terms, conditions, excesses and exclusions. As we strive to ensure you have the cover that you require we would ask you to read the Policy Document and the Policy Summary, both of which are available online.