Contractors Insurance – Compare Leading Insurers
Our On-line contractors insurance quotes facility offers:
- Fast and simple online quotes.
- Debit and credit card payment at no additional charge.
- Immediate cover, should this be required, for most trades and can provide a packaged solution to your Contractors Insurance requirements.
- Documents that can be downloaded when purchase has been made.
Contractors Insurance On-line Quotes
Contractors Insurance our standard cover includes:
- Public Liability at selective limits up to £5 million.
- £10 million Employers Liability indemnity.
- Business equipment and tools cover (optional).
- Personal accident cover (optional).
- Contract works cover (optional) and insurance for your own, and hired in, plant equipment who (optional).
- Commercial legal expenses (optional)
Some high risk occupations will need to phone us on 01480 402 460 to obtain a contractors insurance quote.
The basic Contractors Insurance will provide you with cover for Public Liability to which Employers Liability Insurance can then be added, should you have people working for you.
Optional covers can then be added as listed above.
You may wish to discuss the contractors insurance cover that is available before you make a purchase and our specialist business staff will be pleased to talk to you. Just call us on (01480) 402460.
Do I require Contractors Public Liability Insurance?
As a contract, whatever your trade, there is always the possibility of an accident occurring. No doubt you take all the care you can to avoid this, but sometimes the unforeseen can happen. Should you be held responsible and legally liable for an accident you can be faced with the costs of someone’s personal injuries or property damage that may have occurred. We are all too aware of how large some of these claims can be.
We are able to provide immediate contractors insurance quotes and cover for £1 million, £2 million, or £5 million of Public Liability Insurance. Even though these amounts may seem excessively high the cost of buying the cover may be surprisingly low. If you use our online quotes facility you can have a contractors insurance quotation in a matter of minutes.
Why do I need Contractors Employers Liability Insurance?
Should you have a person/people working for you, you are legally required to have Employers Liability Insurance. Failure to do so can lead to a large fine. You may be surprised who would be considered to be an employee. To find the definition of an employee please click here.
Should an employee be injured or suffer illness as result of an activity in the course of their employment you may be held legally liable and become the subject of a personal injury claim.
Our Employers Liability Insurance provides an indemnity limit of £10 million which will hopefully be sufficient to cover you against all eventualities.
We would remind you that all contractors insurance policies are subject to terms and conditions, excesses and exclusions. We would stress the importance of ensuring you are aware of the insurance cover you have purchase when you buy Contract is Insurance and to do this you can view the Policy Document and a Policy Summary by clicking the Quote Button and then, once again, clicking the Documents Tab.
We’d be delighted if you phone our specialist Contractors Insurance staff to discuss all your insurance requirements, call us on (01480) 402460.
When completing the online quote form it is important to remember that terms and conditions may apply to the different elements of cover available.
