Holiday Home Insurance

Holiday Home Insurance Specialists

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We offer substantial savings on holiday home insurance, plus all Holiday Home Insurance policies include new for old contents cover as standard. Most parks are catered for under our policy.


Unlike some of our competitors Lifesure does not charge administration fees on new business or Holiday Home Insurance renewal premiums!

Holiday Home Insurance Benefits & Exclusions

  • All contents new for old (except household linen/clothing over 2 years old)
  • Full accidental damage cover for buildings and contents
  • £500 frozen food cover
  • £1,000 for loss or theft of keys
  • £5,000 fatal injury benefit
  • £5,000 trace and access cover
  • £2,000,000 public liability
  • No claims discount
  • Subsidence and landslip cover
  • Underground services damage
  • Tenants liability cover
  • Home Legal cover
  • First Class customer service
  • Option to pay by monthly installments

Please Note the following exclusions apply to all policies:-

If your holiday home is a wooden or timber lodge or log cabin, our commercial department has a scheme for these. Please call 01480 402460 and select option 1.

Holiday homes must have a pitched and tile effect roof.

  • They must be fully enclosed with skirting
  • You must have separate home within the UK as your main residence

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During the period of the 1st October to 31st March inclusive, the water system must be drained and turned off at the mains or, if the home is centrally heated, the heating must be left on to maintain an air temperature of at least 5°C (40°F). Electricity, gas and oil supplies must be turned off at the mains unless required to maintain the central heating system as above. The electricity may also be left on to supply an intruder alarm system.