Landlord Insurance Specialists

Our scheme is one of the most competitive specialist landlord insurance schemes on the market. We have chosen to work with Aro Underwriting, as they are one of the most experienced landlord insurance providers.

The policy includes buildings, contents, property owners’ liability and employers’ liability as standard.

Landlord Insurance products

Landlord Insurance Rent Guarantee Insurance Landlord insurance Documents
Landlord Legal Policy Rent Guarantee Insurance Landlord
Documents

Call us on 01480 402475

Landlord Insurance Policy Summary

Buildings Cover

Includes such items as –

  • Fire, explosion, lightning
  • Storm, flood, landslip
  • Accidental damage to cables, pipes and tanks
  • Loss of rent and / or alternative accommodation for the tenant up to 30% of the building sum insured
  • Replacement of locks up to £500
  • Malicious acts by your tenant up to £2,500 *Excesses apply
  • Unauthorised use of metered electricity, gas or water up to £1,000
  • Glass, sanitary ware and ceramic hobs
  • Property owners’ liability or legal liability under the Defective Premises Act
  • Trace and access caused by escape of water or oil up to £2,500 for any one claim

Contents Cover

Includes such items as –

  • Loss or damage to contents
  • Malicious acts up to £2,500, by your tenant – excesses will apply
  • Property owners’ liability

Employers’ Liability

  • Up to £10 million in respect of damages relating to bodily injury caused to an (a domestic employee) employee during the course of employment by you and which you are legally liable to pay for any claim or claims arising from one event/occurrence

Property Owners Liability

 

  • Up to £5 million including legal defense costs following a claim brought against you as a landlord.

 Call us on 01470 402475

Optional additions to the policy include –

  • Accidental damage

This is a summary of the main features and benefits of the landlord insurance policy. Full details of the cover including terms, conditions and exclusions are set out in your insurance policy, examples of which can be found here.

Cover, exclusions, excess etc. may be altered by specific endorsement. Where applicable such alterations are shown in your schedule.

PLEASE NOTE: All landlord insurance policies are applicable only to properties in England, Scotland and Wales.

Customer Feedback

Independent feedback data provided by Feefo

Commercial Insurance
Overall rating: 4.8 / 5 out of 61 Customer Reviews
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Service rating : Fantastic service and a great price, thank you Liam

Product rating : Fantastic service and a great price, thank you Tom

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Service rating : Friendly, efficient, clear.

Product rating : I can't really give 'excellent' without knowledge of how any claim would be handled. I hope I never have the need to know that!

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Been with lifesure for past 5yrs and the service has been good. We have claimed only once for a lock/ door change whn a breakin happened and your team paid the claim albeit after a long period. My only issue was I had to call u to get updated on status. I appreciate your calls whn my landlord insurance is due for renewal at all my properties.i keep getting calls which act as reminders. So hope u can change this with ur claims too!! Overall happy with service

Lifesure response:
Thank you for your feedback and your comments on the good service that you have enjoyed over the past 5 years.

We are continuously reviewing the insurance companies that we use for our specialist schemes and hopefully your experience will improve if this were to happen again, via one of our preferred insurer partners.
As with all of our clients, claims are handled directly via the insurers claims handling teams, but as your Broker, we are always available to help you should you encounter any problems with your claim.

Thank you.

Tony
Service
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Service rating : Liam was very professional and answered all of my queries.

Product rating : Very competitive quote

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Service rating : Great service and very easy to deal with - will definitely consider them for future insurance needs.

Product rating : Very pleased with the amount of cover for the price - very competitive!

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Service rating : very good

Product rating : great service

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Great service and a great price. Tom sorted everything out for us.
Thank you Tom

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Service rating : quick to answer phone

Product rating : not applicable

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