Landlord Insurance Specialists

Our scheme is one of the most competitive specialist landlord insurance schemes on the market. We have chosen to work with Aro Underwriting, as they are one of the most experienced landlord insurance providers.

The policy includes buildings, contents, property owners’ liability and employers’ liability as standard.

Landlord Insurance products

Landlord Insurance Rent Guarantee Insurance Landlord insurance Documents
Landlord Legal Policy Rent Guarantee Insurance Landlord
Documents

Call us on 01480 402475

Landlord Insurance Policy Summary

Buildings Cover

Includes such items as –

  • Fire, explosion, lightning
  • Storm, flood, landslip
  • Accidental damage to cables, pipes and tanks
  • Loss of rent and / or alternative accommodation for the tenant up to 30% of the building sum insured
  • Replacement of locks up to £500
  • Malicious acts by your tenant up to £2,500 *Excesses apply
  • Unauthorised use of metered electricity, gas or water up to £1,000
  • Glass, sanitary ware and ceramic hobs
  • Property owners’ liability or legal liability under the Defective Premises Act
  • Trace and access caused by escape of water or oil up to £2,500 for any one claim

Contents Cover

Includes such items as –

  • Loss or damage to contents
  • Malicious acts up to £2,500, by your tenant – excesses will apply
  • Property owners’ liability

Employers’ Liability

  • Up to £10 million in respect of damages relating to bodily injury caused to an (a domestic employee) employee during the course of employment by you and which you are legally liable to pay for any claim or claims arising from one event/occurrence

Property Owners Liability

 

  • Up to £5 million including legal defense costs following a claim brought against you as a landlord.

 Call us on 01470 402475

Optional additions to the policy include –

  • Accidental damage

This is a summary of the main features and benefits of the landlord insurance policy. Full details of the cover including terms, conditions and exclusions are set out in your insurance policy, examples of which can be found here.

Cover, exclusions, excess etc. may be altered by specific endorsement. Where applicable such alterations are shown in your schedule.

PLEASE NOTE: All landlord insurance policies are applicable only to properties in England, Scotland and Wales.

Customer Feedback

Independent feedback data provided by Feefo

Commercial Insurance
Overall rating: 4.8 / 5 out of 35 Customer Reviews
Service
Product

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Service rating : We have all insurances with Lifesure

Product rating : sensibly priced

Service
Product

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One minor criticism is that the initial automatic 'phone response is unduly wordy especially when one has heard it a few times.

Lifesure response:
Thank you for your comment.

The Financial Conduct Authority requires us to either read or play all customers certain statements at some point during a telephone conversation. However, we are looking at changing our procedures so that this information is relayed to customers later on in the call process.

Regards,

Sandra
Service
Product

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Service rating : Asked someone to call me a year later after I cancelled the policy - which they did. Great customer service person - offered good product and very professional

Product rating : Compared with one other provider, good product and reasonable price

Service
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Service rating : The lady who took the phone call was very helpful excellent service
Put two very worried people at ease because we could get insurance

Product rating : Excellent insurance for what we need when insurance comes up for renewal on an lived in property we will come to you

Lifesure response:
Thank you for your lovely feedback. It was Amy who helped you, she will be thrilled when I show her your comments.

Kind regards

Gary
Service
Product

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Excellent service from Tom Boldero.

Service

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Service rating : a very polite young man very helpful. It was a straightforward transaction.

Product rating : I have only the one property requiring landlords insurance.

Service
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Service rating : Good communication and keen to do business. Easy to deal with.

Product rating : Good policy and a very agreeable price.

Service
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Good quick service

All Commercial Reviews