Landlord Insurance Specialists

Our scheme is one of the most competitive specialist landlord insurance schemes on the market. We have chosen to work with Aro Underwriting, as they are one of the most experienced landlord insurance providers.

The policy includes buildings, contents, property owners’ liability and employers’ liability as standard.

Landlord Insurance products

Landlord Insurance Rent Guarantee Insurance Landlord insurance Documents
Landlord Legal Policy Rent Guarantee Insurance Landlord
Documents

Call us on 01480 402475

Landlord Insurance Policy Summary

Buildings Cover

Includes such items as –

  • Fire, explosion, lightning
  • Storm, flood, landslip
  • Accidental damage to cables, pipes and tanks
  • Loss of rent and / or alternative accommodation for the tenant up to 30% of the building sum insured
  • Replacement of locks up to £500
  • Malicious acts by your tenant up to £2,500 *Excesses apply
  • Unauthorised use of metered electricity, gas or water up to £1,000
  • Glass, sanitary ware and ceramic hobs
  • Property owners’ liability or legal liability under the Defective Premises Act
  • Trace and access caused by escape of water or oil up to £2,500 for any one claim

Contents Cover

Includes such items as –

  • Loss or damage to contents
  • Malicious acts up to £2,500, by your tenant – excesses will apply
  • Property owners’ liability

Employers’ Liability

  • Up to £10 million in respect of damages relating to bodily injury caused to an (a domestic employee) employee during the course of employment by you and which you are legally liable to pay for any claim or claims arising from one event/occurrence

Property Owners Liability

 

  • Up to £5 million including legal defense costs following a claim brought against you as a landlord.

 Call us on 01470 402475

Optional additions to the policy include –

  • Accidental damage

This is a summary of the main features and benefits of the landlord insurance policy. Full details of the cover including terms, conditions and exclusions are set out in your insurance policy, examples of which can be found here.

Cover, exclusions, excess etc. may be altered by specific endorsement. Where applicable such alterations are shown in your schedule.

PLEASE NOTE: All landlord insurance policies are applicable only to properties in England, Scotland and Wales.

Customer Feedback

Independent feedback data provided by Feefo

Commercial Insurance
Overall rating: 4.8 / 5 out of 24 Customer Reviews
Service
Product

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very helpful

Service

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Excellent customer service and also very efficient

Service
Product

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Service rating : Very helpful as this is the first time I have required landlords insurance

Product rating : Appears to cover my requirements

Service
Product

read on feefo

Service rating : Have had good service over the 15+ years I have been with
Lifesure.

Product rating : Polite staff and competitive rates.
And there is no premium telephone rates.

Service
Product

read on feefo

Service rating : Very helpful, dealt with new policy needed quickly and efficiently

Product rating : Low premium repayment on cancellation seemed a bit mean, can understand the need for an admin fee.

Lifesure response:
Thank you for providing feedback. Unfortunately cancellation charges are set by the insurance company and are out of our control. We have done all we can by advising you of the charges prior to you buying the policy.

If we can be of any further assistance we will be more than happy to hel...
Service

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Not having an adress in England, and my mother`s policy expired, I had a problem,
you solved it.

Service
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Service rating : Pointed out three errors on my insurance documents to two different people and only two errors were corrected on final documents.

Product rating : It is only the thought of having to get our belongings revalued that keeps me from changing insurers.
For now our current policy is adequate.

Lifesure response:
Thank you for taking the time to provide feedback. Please accept my sincere apologies for the document error. As discussed with Tom the error has been corrected and revised documents sent in the post the same day.

Kind regards

Gary
Service
Product

read on feefo

Service rating : The staff are very helpful and friendly and make customers feel they are important.

Product rating : A good price for the products offered.

All Commercial Reviews