Long Stay Travel Insurance

We understand that everybody is different when it comes to holiday destinations, hence why we now have more choice than ever before. With more and more people looking to move away from the traditional beach holiday towards the ‘Long stay adventure’, there has become a more varied, specific range of needs in terms of insurance cover holiday makers need when considering their specific Long Stay Travel Insurance policies. So whether you decide to ride the Trans-Siberian Railway, dive the Great Barrier Reef or explore the great Pyramids of Giza we have the cover for you.
 

 

 

Travel Insurance	Over 65 Travel Insurance	Long Stay Travel Insurance	Travel with a medical condition	Backpacker Travel Insurance

Long Stay Travel Insurance Designed For:

Travelers taking extended trips abroad of up to 18 months.

Long Stay Travel Insurance – Key Features

• Two levels of cover to choose from – You can choose Backpacker Travel Insurance or Long Stay cover. Recognising that backpackers only require essential covers, Backpacker Travel Insurance provides cover for cancellation/curtailment, personal possessions, emergency medical expenses, personal liability and personal accident. Long Stay provides higher limits and additional cover for departure delay, missed departure, possessions delayed in transit, personal money & travel documents and legal advice & expenses.
• Return home at no extra charge! – For those wishing to break their trip midway, the insured can return home, say, at Christmas or Easter. The policy provides cover for up to two trips home (maximum 21 days per trip) during the policy period.
• Automatic ‘Stop-Over’ cover – Cover is automatically provided for ‘stop-overs’ of up to 7 days maximum in a higher rated area e.g. travelling to New Zealand via the USA. This can be extended to a maximum of 31 days on payment of an additional premium.
• Wide range of activities included – A wide range of activities are automatically covered under both Long Stay and Backpacker including: amateur non-contact sports, bungee jumping, canoeing/kayaking (not white water), rafting (including white water), overland trips, sub-aqua to 9 metres, trekking below 5,000 metres, winter sports. Additional activities may be covered on payment of an additional premium.
• Excess waiver option – For a single additional premium the standard claims excess can be deleted (this will not apply to any additional excess imposed following a call to Travellers Health Check).
• 5% discount for deleting personal possessions cover – If you have alternative cover for your personal possessions e.g. under your household insurance, a discount is available for deleting this cover under both Backpacker and Long Stay Travel Insurance.
• 24-hour emergency medical assistance – A 24 hours a day, 7 days a week, 365 days a year Emergency Medical Helpline is provided for assistance in the event of a medical emergency abroad.

Lifesures’ Long stay travel insurance policies allow our clients the chance to venture further afield for longer, confident in the knowledge that our specialist long stay travel insurance, designed with the traveller in mind gives the required protection at market leading premiums.

Long stay travel insurance policies can be arranged for trips of up to eighteen months, will cover you worldwide, and allow complete freedom to enjoy your adventure.Many activities such as bungee jumping, kayaking and trekking are covered as standard, with the option to increase the activity cover should you desire.

All of our travel insurance policies are tailor made, we understand that each trip is as individual as the traveler, and as such our long stay travel insurance allows you to add or remove options if required. Excess waiver cover may be added or personal possessions deleted ensuring that your policy is as cost effective as possible. We appreciate that your policy needs to be as flexible as your trip. Our Long Stay Travel Insurance is backed by Underwriters at Lloyds of London, you can be confident that our long stay travel insurance policies can be relied upon, every time.

Long stay travel insurance:

Eligibility: Available to UK and Channel Islands residents, who have not spent more than six months abroad in the last twelve months.

Backpacker travel insurance and Long stay Trip duration limits: Periods from 1 month up to a maximum trip duration of 18 months.

Pre-existing medical conditions: This Long Stay Travel Insurance policy may not provide cover for re-occurring or pre-existing medical conditions; however cover may be available upon contacting us.

Backpacker travel insurance and Long stay policies are Underwritten by: Union Reiseversicherung AG and administered in the UK by Travel Insurance Facilities PLC.

We would remind you that all insurance policies are subject to terms, conditions, excess and exclusions. Please check the policy detail to ensure you are aware of the cover that you are purchasing. Should you require a copy of the policy this will be forwarded with your quotation prior to purchase.