Office Insurance – Compare Leading Insurers

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Office Insurance Overview

The Office Insurance offered by Lifesure has been designed to meet the demands and needs of office based businesses, insuring against a number of risks that may be encountered from day to day.

The basic Office Insurance Cover includes:

Contents
Public, products and employers liability
Loss of income
Glass breakage
Equipment breakdown
Legal expenses cover

In addition there is an option to include buildings cover, accounts receivable cover and all risk cover on specified equipment to your office insurance policy.

Lifesure is an independent insurance broker with access to many of the leading insurers offering Office Insurance. This enables us to provide competitive quotations for Office Insurance policies that offer quality cover for your business.

You can use our online Office Insurance Quote Form to obtain an immediate quotation. Should the quotation be competitive and the policy cover meets your office insurance needs, then you can make an immediate purchase and download your policy documents. Alternatively, you may wish to discuss your needs with one of our Office Insurance Specialists whom will be very happy to answer your questions and provide professional advice where appropriate.

Should you wish to talk to a member of our staff please call us on (01480) 402460.

Office Insurance cover:

Contents (Buildings can be added as an option)

Your office contents will be insured against loss or damage caused by a range of standard insurance perils and against accidental damage.

In addition you can opt to add cover for your buildings, again the cover will include accidental damage cover.

Public Liability

Public Liability will indemnify you in the event of injury to a third party or damage to their property that may occur during the conduct of your business and for which you are legally liable. Cover is available with optional limits of one, two or five millions pounds.

Employers Liability

Employers Liability is legally required to protect you in the event of an employee being injured during the course of their employment should claim be made against you. The policy will automatically provide £10,000,000 worth of cover. The legal definition of an ‘Employee’ can be found by clicking here. The definition is much wider than many business owners realise so please check.

Business Interruption

Should your business incur loss of income as result of an incident for which your policy covers you (i.e. fire or theft), this may help offset your loss and help you get back to full trading or cover you for the indemnity period you have chosen, whichever comes first.

Money Cover

This will cover you for your money both in and out of business hours (security requirements may apply). You will also be covered whilst in transit, when in a bank night safe and whilst at home (up to £500).

Personal Accident (Assault)

Should you or one of your employees be the unfortunate victim of an assault whilst responsible for business money this section will provide you with cover.

Commercial Legal Expenses included, which covers:

Legal defence
Contract Disputes
Property Protection
Employment Disputes
Employment Compensation Awards
Debt Recovery
Tax Protection

Should you wish to alter the limits of the elements listed above and you are unable to do this online then please telephone us on (01480) 402460 and speak to one of our Office Insurance Team. We will be pleased to answer any questions and assist you with your quotation.

Please note that terms, conditions, excesses and exclusions apply to all insurance policies. It is therefore important that you ensure you are getting the cover that you require before making a purchase. A copy of the Office Insurance Policy Document or Office Insurance Policy Summary can be downloaded from the online quotes page.

To do so please go to the documents tab and select the Policy or Summary that you require.

Again, should you wish to discuss any element of the policy please contact one of our Office Insurance Team on (01480) 402460.