Park Home Insurance

As your Park home insurance is a substantial financial commitment it is important that you make the right choice. It is also important that you speak to people who know about Park Home insurance and not just a computer operator with little or no Park Home insurance experience. For first class advice from insurance advisors with many years experience complete the online quote form and we will contact you or, alternatively, you can telephone our office if you would like to speak with someone.

Our Company philosophy is to offer the personal approach, high levels of service and a competitive product range.

We will happily offer our advice and guidance on all Park home Insurance matters and always take time to make sure you fully understand any issues that you have raised. Our staff will also assist if you are unfortunate enough to suffer a claim or just wish to enquire about a possible alteration to your Park home insurance policy.

explanation of Park home Insurance Cover

When arranging insurance for buildings & contents cover, the Parkhome policy is on a new for old replacement basis . Therefore the sum insured should include the Park Home manufacturers ex works price for an equivalent home, allowances for home improvements and the reasonable costs necessarily incurred following loss or damage to reinstate the buildings for re-siting, delivery fees, and site clearance etc; (exclude contents).

Park Home Buildings Cover

Loss or damage by fire, lightning, explosion, thunderbolt, earthquake & smoke.

Cover for impact, riot, malicious persons, storm, tempest or flood. Theft or attempted theft, escape of water or oil and subsidence, etc; including full accidental damage cover, (see definition below) .

Park Home Contents Cover

Loss or damage by fire, lightning, explosion, thunderbolt, earthquake & smoke.

Cover for impact, riot, malicious persons, storm, tempest or flood, theft or attempted theft, escape of water or oil etc; including full accidental damage cover (see definition below).

Unlimited frozen food cover, personal money and credit card cover up to £300 whilst inside the Parkhome and cover for personal money up to £250 and credit card cover up to £500 whilst outside the home.

If the keys to the locks of the external doors of the home or keys to any alarm systems or domestic safe fitted in the home are stolen then the cost of replacing them would be covered up to £300.

Pedal Cycles are also included up to £350 per cycle with a maximum limit of £1000 per claim.

Contents in sheds and outbuildings up to £2000.

Worldwide Personal Possessions Cover

When you are away from the home, whether in the UK or anywhere else in the world, should you have the misfortune of damage or loss to valuables, clothing and luggage, leisure equipment and sports equipment, personal money and credit cards, pedal cycles, cameras and similar items, then you will be indemnified subject to the maximum amount of cover you have chosen within your policy and subject to a single article limit of £1000.

Full Accidental Damage Cover  

We also include under our Buildings & Contents cover full accidental damage, for example damage to windows, guttering or ceilings, spillage of paint on carpets, damaged ornaments etc.

Further Cover

Tenant’s liability, fatal injury benefit, legal protection and much, much more, which can be viewed in the sample policy document.

Park Home Policy Excess

The standard policy excess under the scheme is £50.00. This may be increased to £100 if high levels of cover have been requested but you will be made aware if this is the case. Subsidence, heave and landslip excess is £500.

Please note that this is only a brief explanation for each of the covers available. Please read the Park Home policy booklet for full details in respect of each form of cover and excess that may apply. All covers are subject to exclusions. It is necessary for you to read the park home insurance policy document to be aware of the exclusions imposed by the particular insurer. We always advise you to read the Insurance Policy fully so you may understand what you are, and are not, covered for.