Plumbing Insurance – Compare Leading Insurers

• Our plumbing insurance online quote form is quick and easy to complete
• use debit card or credit card (no charge)
• instant cover
• download your policy documents.

 

 

 

Plumbing Insurance is designed to protect your business from the potential of a large claim being made against you should you inadvertently make a mistake or because you have been distracted and fail to complete a piece of work to your normal high standard. Should you fail to insert a seal or not solder a joint correctly a future leak of water can cause many thousands of pounds of damage to a property before it is detected.

For this reason alone you need to ensure that you have sufficient plumbing insurance cover in place to protect yourself against possible large claims. It may only occur once in your working lifetime but that claim may be sufficient to put you out of business.

We at Lifesure recognise that you need to have the correct plumbing insurance protection. We have an online plumbing insurance quote service that will make things as easy as possible and guide you through the process of getting plumbing insurance cover. However should you wish to talk to one of our plumbing insurance specialist advisers, we are available on (01480) 402460 from Monday until Friday and Saturday mornings.

Plumbing Insurance cover is available for:

• Public liability up to a limit of £5 million
• Employers liability at a limit of £10 million
• Business equipment and your own personal tools (optional)
• Your own plant equipment and any you should hire in (optional
• Contract works (optional)
• Personal accident (optional)
• Commercial legal expenses (optional)

Why do you need a plumbers public liability insurance?

As a plumber you could find yourself working on anything from a large contract on a new construction site to a small domestic job. Careful as you may be there is always the possibility of an incident that may lead to a claim being made against you. Additionally should a member of the public be injured and you be held responsible for the injury you could be facing a large compensation claim with additional legal expenses.

If there is property damage to be considered once again legal costs or compensation could severely impact your business making public liability insurance a very important consideration. Our plumbing insurance online quote system will provide an immediate quote for limits from £1 million-£5 million. Once again, if you feel you would like to discuss your requirements, we are here to help.

Do I need plumbing employers liability insurance?

You are legally required to have employers liability insurance if you have other people working for you. Below is a legal definition.

Any person while working for you in connection with the business who is:

• Under a contract of service or apprenticeship with you.
• A person under a contract of service or apprenticeship with some other employer and who is hired to or borrowed by you.
• A labour master or person supplied by him.
• A person engaged by a labour only sub-contractor.
• A self employed person performing work under a similar degree of control and direction by you as a person under a contract of service or apprenticeship with you.
• A driver or operator of hired-in plant.
• A trainee or person undergoing work experience.
• A voluntary helper.

What else can use plumbing insurance to insure?

You can add tools cover to your policy which will be insured against theft or damage. There will be exclusions under this cover, for example, if stolen from an unattended vehicle overnight unless it is garaged.

You can cover your own or hired in plant.

Contract works can be included should you wish to do so and this would cover your build project against theft or damage occurring

Additionally personal accident cover may be included to your plumbing insurance, as well as commercial legal cover should this be required.