Professional Insurance – Compare Leading Insurers

Our professional insurance online quote form is quick and easy to complete,

• instant cover available
  
• download your policy documents
• use debit card or credit card (no charge) for instant cover

Public Liability and Employers Liability Quotes form.

When completing the online quote form it is important to remember that terms and conditions may apply to the different elements of cover available. If you would like clarification or have any questions about Professional Insurance, please call our specialist team, we will be delighted to help you.

For Professional Insurance policies please phone us to discuss your requirements with one of our Professional Insurance specialist on 01480 402 460. Lifesure Group are able to offer policies tailored to your specific needs with indemnity limits from as low as £50,000 up to £5 million.

 

Professional Insurance cover is available for:

• Public Liability at £1m, £2m or £5m
• Employers Liability at a limit of £10m
• Business Equipment (Optional)
• Personal Accident (Optional)
• Legal Expenses (Optional)

Why do you need Professional Insurance?

Public Liability cover

Our Professional Insurance Policy is aimed at professional individuals working from home or a third party premises.

There is always the risk when you enter a clients premises that an accident can occur. You may accidentally spill a drink on their computer or someone may trip over your bag or briefcase, professional insurance will cover you against any incident that may arise for which a third party can seek compensation.

Please note the Professional Insurance policy is only for white colour trades, Accountants, Architects, Consultants etc and covers them for Public Liability, it does not provide cover for any manual work. If cover for manual work is required please use our Tradesman and Contractor product.

Employers Liability cover

This cover can also be included to cover you against claims from employees for injury or illness caused during the course of their employment.

Legal Definition of an Employee

Any person while working for you in connection with the business who is:

• Under a contract of service or apprenticeship with you.
• A person under a contract of service or apprenticeship with some other employer and who is hired to or borrowed by you.
• A labour master or person supplied by him.
• A person engaged by a labour only sub-contractor.
• A self employed person performing work under a similar degree of control and direction by you as a person under a contract of service or apprenticeship with you.
• A driver or operator of hired-in plant.
• A trainee or person undergoing work experience.
• A voluntary helper.