Restaurant insurance – Compare Leading Insurers

For these very specific trades you need a specific type of restaurant insurance policy and we offer a number of solutions for your restaurant insurance needs, from a number of leading insurers. We have available for you:

• Instant online quotes facility.
• Immediate cover if required
• Payment by Credit or Debit Card at no charge.
• Policy documents for download.

Restaurant Insurance quotes form.

 

 

 

Bar Insurance	Hospitality Insurance	Pub Insurance	Restaurant Insurance

Restaurant Insurance – our standard package policy includes:

• Contents Cover (Stock, Equipment and Fixtures).
• Your Restaurant contents will be insured against a range of standard insurance perils and you can also include accidental damage as an optional addition.
• Public Liability will insure you should a third party be injured or their property be damaged during the conduct of your business and for which you are legally liable. Cover is available with optional limits of £1M, £2M, or £5M.
• Employers Liability protects should an employee be injured whilst in the course of their employment and you or your business be deemed responsible. £10 million of cover  is included in the policy. Please check the definition of an employee by clicking here.

Business Interruption

This may help offset your losses should your Restaurant lose income as result of an incident which your restaurant insurance policy covers you for, i.e. fire or theft, and help you get back to full trading or cover you for the indemnity period you have chosen, whichever comes first.

Business Money.

This will cover you for your money both in and out of business hours (security requirements may apply) you will also be covered whilst in transit, when in a bank night safe and whilst at home (up to £500).

Personal Accident (Assault).

If you or one of the employees of your Restaurant are the victims of an assault whilst in charge of business money this restaurant insurance section provides you with cover.

Glass Breakage.

Equipment Breakdown.

Includes damage to perishable goods caused by failure of the insured equipment.
Commercial Legal Protection.

Restaurant Insurance Legal defence (Standard Policy Cover)

• Contract Disputes
• Property Protection
• Employment Disputes
• Employment Compensation Awards
• Debt Recovery
• Tax Protection

Restaurant insurance optional extras available:

• Restaurant insurance can include cover for your buildings as an optional extra and again the policy can include accidental damage cover if selected.
• Goods in Transit.
• All Risk Cover on Specific Equipment.
• Loss of Licence of your Restaurant, Wine Bar or Public House.
• Accidental Damage
• Terrorism etc

Please check our restaurant insurance on-line proposal for all options available.

Should you wish to alter the limits of each or any of the elements listed within the Restaurant Insurance Policy as listed above this may be possible.

If you are unable to do this online then please telephone us on (01480) 402460 and speak to one of our restaurant insurance staff. We will be pleased to answer any questions and assist you with your quotation.

Restaurant Insurance quotes form.

 

 

 

Please note that terms, conditions, excesses, and exclusions apply to all insurance policies. It is therefore important that you ensure you are getting the cover that is required before making a purchase. A copy of the Insurance Policy Document or Policy Summary can be downloaded from the online quotes page. To do so please go to the documents tab and select the Policy or Summary that you require.
Again, should you wish to discuss any element of the policy please contact one of our Restaurant insurance staff on (01480) 402460.