Shop Insurance – Compare Leading Insurers

Our shop insurance online quote form is quick and easy to complete,

• instant cover available
  
• download your policy documents
• use debit card or credit card (no charge)

 

We are able to provide shop insurance cover for a wide range of retail activities and sizes, regardless whether a family own business or a chain of stores.

Our shop insurance on-line quotation form makes the whole process of obtaining insurance as easy as possible with, of course, the support of our experienced staff should you need them.

If you would prefer to talk to one of our specialist shop insurance staff to discuss your insurance cover requirements then please call us on 01480 402 460.

Shop Insurance cover includes:

Contents
Covers stock and business equipment against loss or damage within the premises.

Public Liability
Covers claims arising from injury or property damage to a client or member of the public caused in the conduct of your business. Available with optional limits of £1M, £2M or £5M.

Employers Liability
Is a legal requirement where you are indemnified if an employee is injured whilst in the course of their employment. £10M cover automatically included. The legal definition of an employee is much wider than many business owners realise, click here to check who is defined as an Employee.

Product Liability
Provides indemnity in the event of any product sold or supplied by you which causes injury or property damage to a third party.

Business Money
Cover provides protection for your money at your premises during  business hours and whilst closed for business (security requirements may apply). Also whilst in transit or when in a bank night safe and in your private dwelling.

Personal Accident (Assault)
Provides benefit if you or another in your employ should be unfortunate enough to be assaulted whilst in charge of money in the course of employment.

Glass Breakage
Damage to glass or items of sanitary ware.

Goods In Transit
Cover for trade contents whilst in transit in vehicles that are owned by you.

Business Interruption
If your business suffers loss of income due to an insured peril i.e. fire, then Business Interruption can help offset any shortfall until you are back to full trading.

Accounts Receivable
If you have this insurance will outstanding amounts owe to your business by customers should your books be lost or destroyed by an insured peril.

Equipment Breakdown
Covers damage and any subsequent loss of income caused by Breakdown to equipment or machinery up to the limits shown in the policy.

Additional Shop Insurance available:

Buildings Cover For Your Premises

Commercial Legal Expenses:

• Employment Disputes & Employment Compensation Awards.
• Legal Defence
• Contract Disputes
• Property Protection
• Bodily Injury
• Debt Recovery
• Tax Protection

The limits of each element above can be altered to meet your needs.

Our shop insurance on-line quote is designed to enable you to enter your details and receive your quote based on the cover you have requested at a competitive premium.

(Exclusions and/or Limitations apply)

When completing the online quote form it is important to remember that terms and conditions may apply to the different elements of cover available.