Surgery Insurance – Compare Leading Insurers

Our surgery insurance online quotes form is quick and easy to complete

• Instant cover available
• Download your policy documents
• Use debit card or credit card (no charge)

 

Surgery Insurance : At Lifesure we are able to offer you:

• Our online Surgery Insurance quote form which is quick and easy to use.
• Immediate cover in most cases for Surgery Insurance.
• Free debit card or a credit card payment for instant cover
• Viewable Surgery Insurance policy documents before you purchase.
• Policy documents available to be downloaded once purchase has been made.

As your surgery is at the heart of your practice and livelihood it is essential that surgery insurance offers you the correct cover. Here at Lifesure we are able to offer you a Surgery Insurance Policy that is designed to cover your surgery against a wide selection of perils.

Our Surgery Insurance Policy includes as standard:

• Contents cover at your premises.
• Public Liability and Products Liability cover.

Every day your surgery will be visited by members of the public. It is essential that you have Public Liability cover as, should a member of the public suffer injury whilst attending your surgery or their property be damaged you could be held liable. A personal injury claim can cost many thousands to settle and could put you out of business if you are not correctly insured.

Employers Liability cover.
If you have employees, it is a legal requirement that you have Employers Liability Insurance. Employers Liability Insurance is intended to deal with claims made by employees who suffer an injury in the workplace. For the full definition of an Employee please click here.

Business Money and Personal Accident (Assault) cover.
This section of the policy will cover your Business Money in the surgery during working hours. It also extends to cover money whilst in transit or when in a bank night safe and up to £500 in your private dwelling.

Personal Accident Assault cover provides benefits should a member of your surgery staff suffer injury following an assault whilst in charge of your business money.

Glass Breakage.

Business Interruption.
Should your business incur a loss of revenue following an insured incident (i.e. burglary, or fire) then Business Interruption will assist in offsetting any shortfall in income whilst you get back to full trading or up to the indemnity period selected, whichever comes first.

Equipment Breakdown.
Equipment Breakdown covers damage and any subsequent loss of income caused by Breakdown to equipment within the surgery up to the limits shown in the policy.

Commercial Legal Protection.
This includes cover for employment disputes and legal defence in the event of contract disputes, property protection, bodily injury, debt recovery and tax protection.

You may include optional additions to your Surgery Insurance such as:

• Cover for your Buildings and extend this cover to include Substance, Ground Heave and Landslip.
• Your surgery contents whilst in transit.
• Theft by Employees.
• Cover for Dispensing Errors.
• Terrorism Cover.

Should there be an item of cover that does not appear here then we may still be able to assist you. Please ring (01480) 402460 and speak to one of our surgery insurance advisers to discuss your requirements.

Also, should you have any questions regarding the cover available for  surgery insurance then please feel free to call us. We will be only too pleased to discuss your requirements with you.

We would like to draw your attention to the fact that all insurance policies are subject to terms, conditions, excesses and exclusions. As we strive to ensure you have the cover that you require we would ask you to read the Policy Document and the Policy Summary, both of which are available online.

To view these surgery insurance documents click “Get A Quote” and then click on the Document tab. From here a full copy of the policy can be downloaded for your information.