Teachers Insurance – Compare Leading Insurers

With our quick and easy Teacher Insurance Online Quotes Form you can;

• Instant cover available
• Read your policy before purchase
• Download your policy documents to your laptop
  
• Use debit card or credit card (no charge)

For Teachers Indemnity policies please phone us to discuss your requirements with one of our Teacher Insurance Specialists on 01480 402 460.

When completing the online teachers insurance quote form it is important to remember that terms and conditions may apply to the different elements of cover available. If you would like clarification or have any questions about teachers insurance, please call our specialist professional insurance team and we will be delighted to advise you.

Teachers Insurance cover is available for:

• Public Liability at £1m, £2m or £5m
• Employers Liability at a limit of £10m
• Business Equipment (Optional)
• Personal Accident (Optional)
• Legal Expenses (Optional)

Why do you need Teacher Insurance?

Teacher Public Liability Insurance

Our Teacher Insurance Policy is designed to cover you if you are an individual or small firm who offers extra curricular and private tuition, music lessons, secretarial training at home, at pupils homes or at third party premises.

We understand that accidents can happen, from spilling a drink on a carpet to having a member of the public trip over your bag and our Teacher Insurance Policy will cover you for any incident for which you are legally liable.

Teacher Employer’s Liability Insurance

Our teacher insurance cover can also extend to cover employees, as you are responsible for their health and safety during their working hours.  The Employers Liability Extension will cover you against claims by employees for injuries that occurred at work, as well as the onset of any illness, be it physical or mental, where the root cause is deemed to be as a result of an experience in the work place.

Legal Definition of an Employee

Any person while working for you in connection with the business who is:

• Under a contract of service or an apprenticeship with you.
• A person under a contract of service or apprenticeship with some other employer and who is hired to or borrowed by you.
• A labour master or person supplied by him.
• A person engaged by a labour only sub-contractor.
• A self employed person performing work under a similar degree of control and direction by you as a person under a contract of service or apprenticeship with you.
• A driver or operator of hired-in plant.
• A trainee or person undergoing work experience.
• A voluntary worker.

Lifesure Group’s teachers insurance cover can also offer Professional Indemnity policies tailored to your specific needs with limits from as low as £50,000 up to £5,000,00. Please contact one of our commercial team on 01480 402460 if you require this cover.

We would like to draw your attention to the fact that all insurance policies are subject to terms, conditions, excesses and exclusions. As we strive to ensure you have the cover that you require we would ask you to read the Policy Document and the Policy Summary, both of which are available online.