If you, your family or your business own more than three vehicles, it may be more beneficial for you to have a fleet policy rather than to insure them individually. This also means that you have the convenience of just one renewal date every year rather than several.
We have access to a number of insurers that have fleet policies and these can be tailored to your specific requirements based on the type of vehicles you have and what you use them for.
Our fleet policies can cover:
Within your fleet policy you are able to select different levels of cover for each vehicle should you wish to do so.
Call us on 01480 402460 to speak to a Lifesure adviser.
If you’d like us to contact you closer to your renewal date, please leave your details below and a Lifesure adviser will be in touch in due course.
As with any insurance policy there are a few exclusions to the policy:
Please see the policy booklet for the full list of exclusions.
Please note that regrettably we are unable to offer quotes to residents of Northern Ireland.
We are able to arrange cover for cars and commercial vehicles up to 3.5 tonnes in weight; 5.5 metres long; and 2.3 metres wide in the both the UK and Europe.
Both of the breakdown policies provide you with the reassurance that if your vehicle suffers a breakdown, you can expect a rapid response to ensure that you are able to continue your journey with minimum interruption; 24 hours a day, 365 days a year.
For more information please visit our breakdown page.
Key protection cover is an optional extra that can be added on to your insurance.
Some of the main benefits include:
For full details about the cover, please visit our key protection page.
A copy of the policy documents and key facts for our fleet insurance can be found on the fleet policy documents page.
We have a library full of articles and practical advice that we have written for our customers on a variety of topics including motoring safety and tips on saving money.
The motoring advice library can be accessed here.
How do I prove my No Claim Discount (NCD)?
You will need to supply us with the latest renewal notice from your current insurer or a letter on their headed paper confirming the number of years discount you have. The letter will also need to include your name, the policy number and policy expiry date.
Without the proof from your previous insurer, it is likely that the premium quoted will increase.
Can I add a temporary driver to my policy?
Generally yes, but it is possible that the addition will incur an increase in your premium. Please telephone us with the details of the person including their full name, date of birth, occupation, type of driving licence held and information about any convictions or claims made.
Do I need to tell you if any of my details have changed?
Yes, we need to be informed about any change to your personal details or your circumstances. Please call us on 01480 402460.
I’ve been convicted of a minor speeding offence; do I need to let you know?
Any change, however minor it may seem, should be reported to us. Not all offences will result in an increase of premium, but they need to be recorded on your file.
We would also need to be informed if you were involved in an accident whilst driving another vehicle.
What is the minimum number of vehicle’s required for a fleet policy?
The minimum number for a commercial or family fleet policy is 3.
Is there a maximum number of vehicles allowed on a fleet policy?
There is no upper limit to the amount of vehicles allowed on a fleet policy.
What is the minimum / maximum age of drivers allowed on a fleet policy?
We have a number of different fleet providers on our panel and can accommodate drivers from the age of 17. There is no upper age limit.
Can I use my personal no claims bonus on a fleet policy?
Yes. We have several insurers that will allow a personal no claims bonus to be applied to a fleet policy.
Can I have different types of vehicle on one policy?
We have policies that cater for all needs covering any type of vehicle, from classic cars to motorcycles, commercial vehicles to fork lift trucks.
How easy is it to make amendments to a fleet policy?
Very easy. All you need to do is to give our fleet advisers a call on 01480 402460 and we can get the majority of amendments confirmed on the same day.
Can I add vehicles to my policy at a later date?
Vehicles can be added at any time. However, a minimum of 3 vehicles is required to start the policy.
Service rating : As usual polite and courteous service.
Very satisfied with service. Prompt replies and courteous staff
the man i spoke to was very helpfull and understanding,
Service rating : its great to have your interests ie saving money but also good cover put to the front