Up to 45% discount available
We have worked in collaboration with camping clients and our Lloyd’s of London insurance underwriters to develop an insurance policy that provides trailer tent owners with full insurance cover at a very competitive price.
“Very happy with service. Been a Caravan Club insurance customer for over 15 years… Lifesure over £120 cheaper and a smaller excess.”
Feefo independent feedback
“Lovely balance of professional service with friendly contact. I especially liked how they were determined to provide EXACTLY what I needed without any hurry or pressure – brilliant service.”
Feefo independent feedback
- Replacement as new in the event of a total loss claim within 5 years of purchase from new. The trailer tent must be insured for the current new replacement value.
- 180 day continental cover
- Cover for all fixtures and fittings
- Cover for loss or damage to the trailer tent
- Contents and personal effects
- The cost of protection and removal to the nearest repairers plus delivery back to you after repair
- Maximum of £1,500 loss of use of trailer tent, up to a limit of £50 per day
- Use by family and friends as long as no hire charges are made
- Repatriation from European Union countries following an insured incident and subject to excess and policy limits
- Public liability indemnity up to £2,000,000
Optional Additional Cover
CaravanPlus Legal Protection
In the event of a non fault accident that renders your trailer tent unusable, you will be provided with a replacement trailer tent. (Trailer tent hire applies only within England, Scotland and Wales and excludes Northern Ireland).
- If the accident is your fault the hire cover is still available but is limited to a maximum of 14 days
- Up to £100,000 uninsured loss recovery service
- Free legal advice on any matter
- The helpline is available 24 hours a day, 365 days per year
- Cash payment of £225 if you’re entitled to a replacement trailer tent but don’t take it
As with any insurance policy there are a number of exclusions that apply, including:
- Trailer tents must be 15 years of age or less
- Policy excludes owners under 30 years of age
- Hire and reward
- Wear and tear
- Faulty workmanship
- Mechanical or electrical failure. If you would like cover for this please see our caravan breakdown insurance
- Water ingress
- Damage caused by vermin, rot or fungus
Please note that a hitchlock and wheel lock must be fitted to the trailer tent when it is left for more than 2 hours, regardless of whether it is attached to a car or not.
For full terms please refer to your policy document.
Please note that regrettably we are unable to offer quotes to residents of Northern Ireland.
We are able to offer our customers a number of discounts on their policy up to a maximum of 45%. You are able to claim discounts for:
- No claims discount
- HGV class 1 licence
- The policy holder’s age
- Stabiliser / anti-snaking device
- Tyron bands
- Some storage types including CaSSOA storage
- Single axle discount
- If your trailer tent is permanently sited
Please talk to your adviser for more information.
Key protection cover is an optional extra that can be added on to your insurance.
Many insurance policies include key protection, but the advantages of this product include:
- 24/7 emergency helpline
- No excess to pay
- You won’t lose any no claims bonus accrued through your main policy
- It won’t count as a claim against your insurance
- All keys on the fob are included whether they be car, home, caravan or motorhome etc.
- Larger maximum claim limit of £1,500; most policies are capped at around £500
For full details about the cover, please visit our key protection page.
We are able to offer our customers trailer tent breakdown cover as an optional extra on your insurance policy.
If you would like more details please click here.
The advantages of this policy are:
- Roadside assistance and up to 1 hour’s labour
- If roadside repairs are not effective, we will recover your caravan to the nearest suitable garage, or
- To your onward destination; or
- To your home, whichever is nearer
- Mechanical and electrical failure included as standard
- Wheel changes including tyre blowouts and punctures (a spare tyre or inflation kit must be provided / be accessible)
Please visit the caravan insurance policy documents page to see sample documents for all of our caravan and trailer tent insurance policies.
You will also find copies of the key facts and legal policy wording.
PLEASE NOTE: We use a number of insurers to quote for various risks and depending on the individual risk, cover may vary. The sample policy wordings shown are only an indication of cover that may be available. To receive a copy of the exact policy wording applicable to your individual risk, please contact us on 01480 402460.
We have a library full of articles and practical advice that we have written for our customers on a variety of caravanning topics; from practical advice to touring tips.
The caravan advice library can be accessed here.
There are a number of terms used in your policy that may be unfamiliar, or you may want a greater explanation of some of the details. Please click here to read more.
Do you have to insure a trailer tent to put it on the road?
No, however if you were involved in an incident without an insurer to pick up the bill, it will be you that has to foot any repair / replacement bills, which can be expensive.
Is my trailer tent covered whilst it is attached to my car?
Yes. If the trailer tent damages a third party whilst attached to your car, they would claim for damage to their property under your car insurance and you would claim for damage to your caravan under this policy.
What is TyrePal?
TyrePal is a tyre pressure monitoring system, which can be fitted to your car and / or trailer tent. With the aid of valve pressure sensors fitted to your tyres, the system links up to a small monitor in your car keeping you informed of any overheating or incorrect pressures within the tyres. You can read more about the benefits here.
What are Tyron Bands?
Tyron safety bands are mechanical devices that are fitted to the wheel whilst the new tyre is being fitted. It provides users with a limited ‘run flat’ type effect in the event of a blow out or puncture. You may have seen the effect of a blow out perhaps during F1 racing where the tyre eventually ‘winds’ its way off the wheel. The Tyron band fills the well within the wheel to hold the tyre beads in place thus preventing the road wheel from impacting the surface of the road. You can read more about the bands in this article.
What does CaSSOA stand for?
CaSSOA is the acronym for the Caravan Storage Site Owners Association. More information about the work that they do and the storage facilities approved by them can be found on their website.
What is the noseweight?
The maximum weight your trailer tent can put on a car’s tow ball as set by the car manufacturer.
What is meant by a full service pitch?
There are a number of terms used to describe the facilities on a caravan site. A full service pitch has individual provision for fresh water supply and waste water disposal, in addition to mains electricity and sometimes television aerial connection.
My insurers insist on a hitchlock – what is this?
Hitchlocks are a security device, which prevent the trailer tent being connected to a tow ball. There are different varieties on the market, but the idea is just the same. A hitchlock fits over the trailer hitch and either prevents the hitch handle from being lifted or dropped, or completely seals the hitch head to prevent it connecting with a tow ball. If fitted corrected, they are an excellent aid towards security. For more ideas and tips on caravan security, please read this article.