Quality, peace of mind insurance at an excellent price
As your static caravan insurance may be a substantial financial commitment, it is important that you make the right choice. It is also important that you speak to people who know about static caravan insurance and not just a computer operator with little or no insurance experience.
The Lifesure philosophy is to offer a personal approach, high levels of service and a competitive product range.
We will happily offer our advice and guidance on all static caravan insurance matters and always take time to make sure you fully understand any issues that you have raised. Our staff will also assist if you are unfortunate to suffer a claim or just wish to enquire about a possible alteration to your policy.
We have a very successful static insurance scheme and the vast majority of our business comes from recommendations – enough said.
Our policies provide cover all year round.
New for old cover is available for static caravans aged 20 years or under.
Loss or damage by accident, fire, theft, vandalism, storm or flood.
Loss or damage by accidental damage, fire, theft, vandalism, storm or flood, which are within the territorial limits.
Cover for personal effects such as clothing, luggage and general household goods, including portable television sets whilst contained within the caravan and belonging to the insured or members of their family.
Valuables such as jewellery, photographic equipment, laptops and games consoles are not covered while the static caravan is unoccupied.
A single article limit of £500 applies.
Cover for escape of water or oil from a fixed system but excluding damage occurring during the period 1st November to 15th March, whilst the static caravan is unoccupied (both days inclusive) unless either; the water supply has been turned off at the mains and all systems drained with the exception of sealed central heating systems that have been professionally fitted and contain antifreeze OR the central heating system is left to operate at a minimum temperature of 15C.
Cover for water freezing within domestic systems but excluding damage occurring during the period 1st November to 15th March, whilst the static caravan is unoccupied (both days inclusive) unless either; the water supply has been turned off at the mains and all systems drained with the exception of sealed central heating systems that have been professionally fitted and contain antifreeze OR the central heating system is left to operate at a minimum temperature of 15C
The static caravan must be securely anchored at four points of the chassis.
This is information that would be likely to influence the insurers in their acceptance and assessment of an application for insurance cover. As it is extremely important that your insurers are aware of all material facts, if you have doubts as to whether a fact is relevant or not, you should disclose it.
If you wish to discuss anything we will be pleased to talk to you.
A designated team is available to assist you and arrange for the claim to be settled promptly and efficiently.
Please call us for more details.
The excess applicable under our static caravan insurance scheme is £100 per claim.
Please note that this is only a brief explanation for each of the covers available. Please read the policy booklet for full details in respect of each form of cover and the excess that may apply.
All covers are subject to exclusions. It is necessary for you to read the policy document to be aware of the exclusions imposed by the particular insurer. We always advise you to read fully the insurance policy so you may understand what you are, and are not, covered for.
All insurance policies advertised on this website are applicable only to residents of the United Kingdom and The Isle Of Man.