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Car breakdown cover

With competitive pricing and efficient service, to help keep you on the move!

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Key features of Lifesure’s car insurance

Damaged And Stolen Car Cover

Cover if the car is damaged or stolen

Personal Belongings Insurance

Personal belongings cover up to £500

Sun Roof Repair Car Insurance

Repairs to windscreens and windows

Transport Repair Car Insurance

Cover to transport your vehicle for repairs

Replacement Keys Car Insurance

Replacement keys if yours are lost or stolen

Courtesy Car Insurance

Courtesy car provided following an accident

Why Lifesure car insurance?

Wherever you may be heading, you can be sure that our car insurance will be jam-packed with features that help keep you behind the wheel. We work with a panel of insurers, and we only recommend household insurance policies that we think will tick the boxes, based on the information you give us - whether over the phone with our Cambridgeshire-based team or through our online insurance quote service. We’ve also designed our own product, which could be right up your street. It was created with our customers in mind and fits the bill for a whole host of motors and uses, from large cars to tow the caravan, to the little city run around that you use while the motorhome is parked up on site.

Do you have a growing collection of cars on the driveway and looking to get the most out of your insurance? Our fleet insurance options might be just what you need. Call our team to find out more.

Many of our customers tell us our motor insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award!

Our award-winning team of advisors are always happy to help, but we also offer MyLifesure, an online customer portal that displays your policy details and documents, when and where you need them. You can also send us secure messages. It’s a simple tool that makes a huge difference to our customers.

What does Lifesure’s car insurance cover?

Take a look at how we could protect your run around with our handy summary below. Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

What's covered

  • Your vehicle is covered if damaged, stolen or taken without your permission
  • Up to £500 for personal belongings in your car
  • Replacement keys should yours be lost or stolen
  • A small courtesy car will be provided following an accident
  • Cover for any one event of damage to your windscreen, windows or sun roof
  • If you need emergency accommodation following an accident we will pay up to £500 for your reasonable and necessary accommodation expenses
  • We will not reduce your No Claims Discount if you make a claim for vandalism away from your usual place of residence or work (exclusive to our own product)
  • Like-for-like cover provided for up to 90 days while travelling in the EU (exclusive to our own product)

What's not covered

  • Cover for imported cars – we have imported policies should your car fall into one of these groups. Find out more
  • If you use your car for hire or reward
  • Loss or damage to any caravans or trailers
  • Damage to tyres from braking or road punctures
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown Roadside recovery and at home assistance in the UK. Motor breakdown cover purchased on, or before the 28th of February will be provided by Call Assist. As of the 1st of March, motor breakdown cover will be provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Optional Extras

Our key cover policy enables you to get back on the road with ease. See what's in the van and how quickly you could be on the move!

Full car policy information

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Motor insurance (renewal on/after 01.01.20)
PDF 449.15 KB
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Motor Insurance (renewal on/after 01.01.22)
PDF 457.67 KB
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Key cover insurance
PDF 222.18 KB
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Accidental death and personal accident
PDF 427.6 KB
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Vehicle excess reimbursement insurance
PDF 404.77 KB
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Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
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Accidental death and personal accident (purchased 01.04.20 - 01.05.20)
PDF 389.95 KB
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Lifesure RAC car breakdown policy (renewal on/after 01.03.22)
PDF 767.58 KB
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Motor breakdown insurance (renewal on/before 28.02.22)
PDF 195.32 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card or credit card.

We advise our customers to prioritise the right level of protection for their car over price. Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? Our people are multi-skilled too, so they’ll be able to talk about all of your policies in the one go.

From home insurance to breakdown cover, we’ve brought together a collection of jam-packed policies so shopping around for what suits you is that little bit easier.

Find your insurance

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