What's covered
- If you need emergency accommodation following an accident, we will pay up to £500 for your reasonable and necessary accommodation expenses
- Like-for-like cover provided for up to 90 days while travelling in the European Union
- Up to £500 for personal belongings in your car which increases to £1,000 around Christmas (1st December to 5th January inclusive)
- Cover for child car seats
- We will not reduce your No Claims Discount if you make a claim for vandalism away from your usual place of residence or work
What's not covered
- Cover for imported cars or classic cars – we have specialist policies should your car fall into one of these groups
- If you use your car for hire or reward
- Loss or damage to any caravans or trailers
- Damage to tyres from braking or road punctures
Policy enhancements
- Key cover - provides cover for the costs to repair or replace keys attached to the fob we send you in the event of damage, theft or loss
- Accidental death & personal accident - provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
- Vehicle excess protection -we will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
- Substitute vehicle and legal expenses - provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
- Motor breakdown (UK) - roadside assistance and recovery when your vehicle breaks down in the UK
