RAC touring caravan breakdown insurance

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Keep your adventure going with RAC touring caravan breakdown insurance. This cover is specifically for touring caravan owners with unlimited callouts, free roadside labour, and no call-out fees, offering you extra peace of mind on your travels.

The RAC’s expert patrol network fixes 4 out of 5 breakdowns at the roadside*, thanks to 1,700 vans equipped with 500+ parts and tools. With solutions like the multi-fit wheel, rapid deployment trailer, and EV boost charging, we make sure you get back on the road quickly.

*Correct as at December 2024

Key features of the RAC’s touring caravan breakdown cover

The RAC’s touring caravan breakdown insurance includes specialist cover to keep you moving. With unlimited call outs every year, on-hand wheel changes, and roadside assistance, you can travel with confidence knowing you’re backed by one of the UK’s leading breakdown providers.

Unlimited call outs per year

Wheel changes following a blowout

Roadside assistance with an hour’s labour included

Overnight accommodation cover up to £150

Claim for roadside assistance within the first 24 hours of the policy

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Why choose Lifesure for RAC touring caravan breakdown insurance cover?

Our partnership with the RAC means that you can take out Lifesure touring caravan insurance and breakdown cover, in one go. Keeping everything under one roof saves you time, so you can focus on enjoying your adventures.

Our award-winning team is always here to help—just call us on 01480 402 460. For added convenience, our MyLifesure online portal lets you securely view policy documents, update your details, or send us a message.

What does Lifesure’s RAC touring caravan breakdown cover include?

Take a look at the key benefits of Lifesure’s RAC touring caravan breakdown cover. This insurance can help to ensure you’re protected against common breakdown scenarios, with on-hand support aiming to get you back on the road.

Remember, no policy can cover every situation, so be sure to read your policy documents carefully to understand any exclusions that apply.

What's included

Unlimited call outs per year
Wheel changes following a blowout
Roadside assistance, including one hour's labour
Recovery to the nearest garage, onward destination or home whichever is nearest within a 20-mile radius
Overnight accommodation cover up to £150
Roadside assistance within the first 24 hours of your policy starting

What's not included

Any breakdown which has occurred prior to purchasing the policy
Incidents that are not breakdowns (e.g. road traffic collisions)
The cost of any replacement parts
Recurring faults where the issue was previously attended but not properly repaired, or advice for further repair has been ignored
Caravan’s over seven metres long (excluding the A frame)

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Learn more about the benefits of RAC membership

Did you know that 81% of RAC customers are fixed at the roadside? RAC patrol vans have over 500 tools and parts onboard to get you moving in no time.

Correct as at December 2024 here.

Lifesure RAC caravan breakdown policy

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We partner with established insurers, like AXA, Ageas, Allianz, Aviva, and LV offering a dedicated service and support when making a claim.

Looking for more ways to protect what matters most? Lifesure offers a range of tailored insurance policies to help keep you covered:

Find your insurance

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

Ways to pay

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Got questions about touring caravan breakdown cover? Explore our list of frequently asked questions below to find answers on cover, costs, and what to expect from your policy. Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

How does caravan breakdown cover work?

Caravan breakdown cover provides assistance if your touring caravan breaks down during your journey. Here’s how it works:

Breakdown: If your caravan or towing vehicle breaks down, contact the RAC using the number provided in your policy documents.
Expert assistance: An RAC patrol will be dispatched to your location. Their expert technicians carry over 500 tools and parts to resolve most issues at the roadside.
Roadside repairs: If the issue can be fixed on the spot, the RAC will provide up to one hour of labour to get you moving again.
Recovery options: If roadside repairs aren’t possible, the RAC will recover your caravan and towing vehicle to the nearest garage, your onward destination, or your home (within a 20-mile radius).
Additional support: If needed, your policy includes cover for overnight accommodation (up to £150) while your caravan is being repaired.

Does car breakdown cover include caravans?

Not usually. Standard car breakdown cover often excludes caravans or has strict size and weight limits, which can leave you short of protection. Dedicated caravan breakdown cover from Lifesure and the RAC is specifically for touring caravans, providing features like roadside repairs, unlimited callouts, and recovery for larger caravans.

Do I need caravan breakdown cover?

Caravan breakdown cover can be worthwhile for touring caravan owners, offering peace of mind and practical support if your caravan breaks down. Dedicated caravan cover helps to ensure you’re protected with roadside repairs, with recovery and assistance for both your caravan and vehicle.

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