About the policy

Specialists in insurance since 1971, you can trust us to know the ins-and-outs of protecting your caravan and its contents. Whether you have just purchased your first touring caravan, and started touring or upgraded your model, or travel in Europe, we offer a range of products to suit you.

We’ve designed our own products to include the most popular features. Backed by our A+1 rated insurers, you can be certain your caravan is in safe hands. Take a look at our touring caravan insurance reviews here.

1An A+ insurer is independently assessed as financially stable with the means to pay should you have a claim.

What does our touring caravan insurance cover?

With loss or damage to your caravan, its contents, and to any furniture kept in the awning, there’s no need to cut essential cover when insuring your caravan.

When choosing a policy, it’s important to know what’s included and excluded. Our summary below covers key information about our touring caravan products. No policy protects you against every scenario and it’s best to read our policy documents to understand the conditions and exclusions that apply when thinking about your touring caravan insurance cover. Should you have a request that doesn’t quite fit the mould, simply call us and we’ll be happy to help.

Whether you call us or complete your purchase online, you’ll be asked about where your caravan is stored, this may be on the driveway or in a secure site. You’ll also be asked about any security equipment you have fitted, this may be a hitch lock or a wheel-clamp. If you don’t know, speak with one of our specialist team and we’ll ensure you get the right policy for you.

What’s covered3

  • New for old or market value cover, depending on the age and value of your caravan
  • Theft is covered as standard
  • Up to 180 days cover for when you are travelling in Europe
  • Up to £200 for furniture kept in an awning
  • Caravan contents cover up to £2,500
  • Following an accident, cover to protect the caravan and remove it to the nearest repairers

What’s not covered

  • Theft, loss or damage to valuables or money
  • Loss or damage caused by vermin, insects, fungus or which occurs gradually over time
  • Accidental damage caused by mechanical or electrical breakdown or failure
  • Malicious damage or vandalism caused by you, your family, friends or permitted users
  • Damage to an awning when erected and attached to your caravan but it hasn’t been in use for 8 days or more
  • Regrettably, whilst we love pets, we don’t cover damage caused by them

Policy enhancements

  • Key cover - Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Caravan breakdown - Roadside assistance and recovery should your caravan break down in the United Kingdom
  • Substitute vehicle and legal expenses - Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle

3 Our panel of products provides different levels of cover depending on the value of the caravan and towing experience. When you purchase online, the most suitable product will be offered to you, depending on the information you provide.

Policy documents

Document Image
Venture touring caravan insurance
PDF 520.13 KB
Document Image
Exceed touring caravan insurance
PDF 691.27 KB
Document Image
Freedom touring caravan insurance
PDF 2.01 MB
Document Image
Caravan breakdown insurance
PDF 290.23 KB
Document Image
Key cover insurance
PDF 152.97 KB
Document Image
Key cover insurance (purchased on/after 01.04.20)
PDF 245.69 KB
Document Image
Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
Document Image
Substitute vehicle and legal expenses insurance
PDF 161.19 KB


We understand what your caravan means to you and the life it allows you to lead. So, we’ll help get it back on the road as quickly as possible.

Your policy documents provide important information about how to make a claim. Your claim will be handled by our insurance partner who is committed to providing an outstanding service when you need it most.

As an independent, family-owned business, giving you good old-fashioned customer care is important to us. Should you experience any difficulty progressing your claim, we’ll also be on hand to help.

What are your finance options?

Choosing the right protection for your caravan is important. Spreading the cost of your insurance can help make it more affordable.

Premium finance options allow you to pay in regular instalments. With flexible payment dates and online account management, credit agreements are also easy to renew, ensuring you’re always protected.

Close Brothers Premium Finance, our award-winning finance partner4, has been making it easier for people across the UK and Ireland to manage their money for over 40 years.

We believe in making insurance straight-forward and easy. When it comes to pay, you can choose from several options, please click here for details.

4Insurance Choice Awards Winner 2018. Insurance vendor of the year

Useful articles about caravan insurance

Take a look at our latest news and guides.