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Key features of Lifesure’s touring caravan insurance

Emergency Repair

Emergency repairs following an accident

Theft Cover

Theft or attempted theft covered

Awning Furniture Insurance Cover

Loss or damage to furniture in the awning

Flood Storm Damage

Damage caused by storm and flood

Caravan Key Cover

New-for-old or market value replacement

Storm Insurance Cover

Protection against fire, lightning and more

Why Lifesure touring caravan insurance?

There is so much pleasure to be found in hooking up the caravan and getting away from it all. Some of our Cambridgeshire-based team members are lovers of this lifestyle, just like our customers. Of course, the downsides – like soggy British weather – can get in the way of our fun! That’s why, as a specialist broker, we handpick our insurer partners (including some A rated) and only recommend the touring caravan policies that we think will tick the boxes, based on the information you give us - whether over the phone or through our online insurance quote service.

Many of our customers tell us our touring caravan insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award!

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, when and where you need them. On MyLifesure you can send us secure messages and update your details. It’s a simple tool that makes a huge difference to our customers.

What does Lifesure’s touring caravan insurance cover?

Take a look at how we could protect your pride and joy with our handy summary below.

What’s covered

  • New-for-old or market value cover, depending on the age and value of your caravan
  • Caravan contents cover up to £2,500
  • Theft and attempted theft
  • Up to £200 for furniture kept in the awning while the caravan is in use
  • Storm and flood cover
  • Cover against risk of fire, explosion, lightning or earthquake
  • Following an accident, cover to protect the caravan and remove it to the nearest repairers
  • Up to 180 days cover for when you are travelling in Europe

What’s not covered

  • Theft, loss or damage to valuables or money
  • Loss or damage caused by vermin, insects, fungus or which occurs gradually over time
  • Accidental damage caused by mechanical or electrical breakdown or failure
  • Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Caravan breakdown cover Roadside recovery and at home assistance in the UK. Caravan breakdown cover purchased on, or before the 28th of February will be provided by Call Assist. As of the 1st of March, caravan breakdown cover will be provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium

Our panel of products provides different levels of cover depending on the value of the caravan and towing experience. When you receive your quote, the most suitable product will be offered to you, depending on the information you provide.

Full touring caravan policy information

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Freedom touring caravan insurance (renewal on/after 01.08.21)
PDF 2.04 MB
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Freedom touring caravan insurance (renewal on/before 31.07.21)
PDF 2.01 MB
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Exceed touring caravan insurance (renewal on/after 01.11.21)
PDF 850.74 KB
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Exceed touring caravan insurance (renewal on/before 31.10.21)
PDF 723.45 KB
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Key cover insurance
PDF 222.18 KB
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Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
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Lifesure RAC caravan breakdown policy (renewal on/after 01.03.22)
PDF 1.09 MB
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Caravan breakdown insurance (renewal on/before 28.02.22)
PDF 290.23 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card or credit card.

We advise our customers to prioritise the right level of protection for their touring caravan over price. Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Not just old hats at touring caravan insurance, did you know that we offer a whole host of everyday and leisure insurances, all under one roof? Our people are multi-skilled too, so they’ll be able to talk about all of your policies in the one go.

From car insurance and policies to protect your home, to breakdown cover, we’ve brought together a collection of jam-packed policies so shopping around for what suits you is that little bit easier.

Find your insurance

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