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Chock-a-block convicted driver car insurance policies to keep you moving.

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Key features of Lifesure’s convicted driver car insurance

Insurance For Serious Convictions

Insurance options for many serious convictions

Personal Belongings Cover

Personal belongings cover up to £300

Accommodation After Accident

Urgent accommodation following an accident

Accident Roadside Recovery 24 hour

Accident roadside recovery 24/7

Personal Accident Cover Driver And Occupants

Personal accident cover for driver and occupants

Pay In Instalments

Plus, you can pay in instalments

Why Lifesure convicted driver car insurance?

We understand it can be difficult to insure your car when you have previous offences on your licence. Add to that the increased costs and general lack of availability and it can be one frustrating search to get you back on the road. We work with a panel of insurers so that we can recommend convicted driver car insurance policies that we think might tick the boxes, based on the information you give us – all you need to do is give our Cambridgeshire-based team a call to get your quote.

We find insurance for drink drivers and drug drivers, plus other serious convictions:

DR10 Driving or attempting to drive with alcohol concentration above limit

DR20 Driving or attempting to drive when unfit through drink or drugs

DR30 Driving or attempting to drive then refusing to provide a specimen

DR40 In charge of a vehicle with alcohol concentration above limit

DR50 In charge of a vehicle while unfit through drink

DR70 Failing to provide specimen for breath test

IN10 Using a vehicle uninsured against third party risks

Many of our customers tell us our convicted driver motor insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award!

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, when and where you need them, with the option to send us a secure message. It’s a simple tool that makes a huge difference to our customers.

What does Lifesure’s convicted driver car insurance cover?

Take a look at how we could protect your run around with our handy summary below. These features are included as standard in many of the policies we offer. Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Full personal accident cover for drivers and all occupants of the vehicle
  • Accident roadside recovery available 24 hours a day, 7 days a week
  • Up to £300 for personal belongings in your car
  • Cover for child car seats
  • Following an accident, we will pay up to £250 for your reasonable and necessary accommodation. Alternative transport can be provided if you cannot complete your journey
  • Like-for-like cover provided for up to 93 days while travelling in the European Union

What’s not covered

  • Cover for imported cars – we have imported policies should your car fall into one of these groups. Find out more
  • Loss or damage if your vehicle is not adequately secured
  • Loss or damage to any caravans or trailers
  • The maximum vehicle value covered is £30,000
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown Roadside recovery and at home assistance in the UK. Motor breakdown cover purchased on, or before the 28th of February will be provided by Call Assist. As of the 1st of March, motor breakdown cover will be provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Full convicted driver car insurance policy information

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Key cover insurance
PDF 222.18 KB
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Accidental death and personal accident
PDF 427.6 KB
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Vehicle excess reimbursement insurance
PDF 374.49 KB
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Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
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Lifesure RAC car breakdown policy (renewal on/after 01.03.22)
PDF 767.58 KB
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Motor breakdown insurance (renewal on/before 28.02.22)
PDF 195.32 KB

Your payment options

For us, paying for insurance should be a walk in the park. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card or credit card.

You should prioritise the right level of protection for your car over the price of the policy. One way to make the cost of your insurance manageable is to spread the cost. We partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

We know a thing or two about a whole host of everyday and leisure insurances, with multi-skilled people managing a range of insurances all under one roof.

From insurance for motorhomes and static caravans, to household and breakdown cover, we offer a range of jam-packed policies to make shopping around for what suits you just a little bit easier.

Find your insurance

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