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Jam-packed home insurance policies underwritten by reputable insurers.

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We’re a family-owned insurance broker with 50 years behind us. Let's see if we can help.

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Thanks to many happy customers we’re Feefo Platinum Trusted Service Award winners!

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Key features of Lifesure’s house insurance

Buildings Contents Away From Home Insurance

Building, contents and away from home cover

Fire Flood Home Insurance

Fires, floods, theft and more covered


Alternative accommodation cover

Valuable Possessions Insurance

Declare valuable possessions for specific cover

Specialist Bicycle Cover

Specialist bicycle cover on many policies

Garden Furniture Cover

Garden and outdoor items covered on most policies

Why Lifesure residential home insurance?

Home is most definitely where the heart is, and the right insurance is key to a sense of security. We provide award-winning insurance services for home, away and on the road and, with our multi-skilled team based in Cambridgeshire, everything can be handled under the same roof in one go. We work with a panel of household insurers to offer building and contents cover, and we only recommend household insurance policies that we think will tick the boxes, based on the information you give us - whether it’s our team advising you over the phone or through our online insurance quote service.

Many of our customers tell us our home insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award!

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, when and where you need them. You can also send us secure messages. It’s a simple tool that makes a huge difference to our customers.

What does Lifesure’s home insurance cover?

Take a look at how we could protect your home with our handy summary below. Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

What's covered

  • Cover for fires, floods and theft, along with many other scenarios
  • Options for buildings, contents or both
  • Cover away from the home
  • Accidental damage cover
  • Alternative accommodation offered if you have to claim and cannot stay in your home
  • Declare your valuable possessions and make sure they are specifically insured
  • Most of our policies cover digital downloads
  • Gardens and their contents are covered with most of our policies
  • Keen cyclist? Talk to us. Many of our products offer bicycle cover options

What's not covered

  • Properties used for business purposes
  • Any gradual deterioration or maintenance
  • Your policy excess
  • Most of our policies will not cover undamaged items that are part of a set or suite
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Home emergency Up to £500 to pay for emergency repairs following certain incidents in your home
  • Home excess protection We will reimburse you for the excess on your home insurance policy following a claim on your vehicle/home insurance
  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Family legal Up to £50,000 for professional fees if you need to take legal action following certain insured events

Full residential home policy information

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Home emergency insurance (renewal on/after 14.08.22)
PDF 449.24 KB
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Home emergency insurance (renewal on/after 15.8.22)
PDF 424.09 KB
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Home excess reimbursement insurance
PDF 385.97 KB
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Key cover insurance
PDF 222.18 KB
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Family legal expenses insurance (purchased on/after 01.04.20)
PDF 148.58 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card or credit card.

We advise our customers to prioritise the right level of protection for their home over price. Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

With 50 years behind us, we know a thing or two about home insurance, but did you know that we offer a whole host of everyday and leisure insurances, all under one roof?

From car insurance to motorhome cover, we’ve brought together a collection of jam-packed policies to make shopping around for what suits you that little bit easier.

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