RAC Motorhome breakdown cover

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Not only is your motorhome breaking down inconvenient, but it can be costly too. With the RAC breakdown cover from Lifesure, you can drive with peace of mind, knowing the RAC is on hand to support you if your motorhome experiences a problem. The policy includes unlimited callouts, free roadside assistance, no call-out fees, and unlimited roadside repair time.

Better still, the RAC’s 1,700 patrol vans are equipped with over 500 parts and tools, enabling them to fix most vehicles at the roadside. Plus, their multi-fit wheel, rapid deployment trailer, and EV boost charging services mean they can solve even more issues on the spot, so you can keep driving wherever you find yourself.

Key features of a typical motorhome breakdown cover policy

Lifesure’s motorhome breakdown cover offers essential features to help protect your motorhome when you’re on the road.

Below are the key features you can expect from motorhome breakdown cover:

Includes roadside, recovery and at home assistance

No upper age limit for your vehicle

Drain, flush, clean out fuel system & dispose of contaminated fuel

24/7/365 support at the end of a phone

Onward travel options to continue your journey

Unlimited call outs

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Why choose Lifesure for motorhome breakdown cover

Lifesure’s partnership with the RAC means you can arrange both Lifesure motorhome insurance and comprehensive breakdown cover from the RAC in a single step. By keeping everything in one place, you'll save time and be able to focus on what you enjoy most - knowing you're appropriately protected if you need it.

You’ll also get superb customer service at Lifesure. It’s why we’ve earned a 4.8 out of 5 Feefo rating and the Feefo Platinum Trusted Service Award for four consecutive years.

Our award-winning team is always on hand to help. Whether you need a new quote or want to change your existing policy, call us at 01480 402 460. You can also manage your policy and access documents through our MyLifesure online customer portal. Here, you can also securely message us and update your information.

What's covered

Roadside, recovery, at home, onward travel and misfuel as standard
Option to upgrade to European cover
Unlimited call outs
No call out fee
Unlimited roadside repair time
No vehicle age limit

What's not covered

Roadside only cover within 24 hours of policy start date
Cost of any parts
Any incident which is not a breakdown e.g. a road traffic collision, vandalism, fire and theft
Any breakdown resulting from a fault that has previously been attended and has not been properly repaired or the advice after a temporary repair has not been followed
Any breakdown which has occurred prior to purchase

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Learn more about the benefits of the RAC membership

Did you know 80% of RAC customers are fixed at the roadside?* RAC patrol vans have over 500 tools and parts on board to get you back behind the wheel.
*Correct as per RAC website Nov 2024
Find out what makes RAC motorhome breakdown cover so good in our video:

Lifesure RAC motorhome breakdown policy document

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PDF 8.37 MB

We partner with established insurers, like AXA, Ageas, Allianz, Aviva, and LV, to provide you with a range of policies and a dedicated service so you can be well supported when making a claim.

Explore our other insurance policies:

•    Motorhome insurance
•    Touring caravan insurance
•    Car insurance
•    Park home insurance
•    Van insurance
•    Home insurance
•    Imported car insurance
•    Convicted driver insurance
•    Leisure home insurance
•    Static caravan insurance
•    Travel insurance
•    RAC Touring caravan breakdown insurance

Find your insurance

Motorhome breakdown cover should be simple. That’s why we make payments easy with multiple payment options, such as instalments by direct debit, debit card, credit card, BACS, or bank transfer. You can also spread the cost to make payment more manageable; we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management, and credit agreement renewal can also make it easier to establish appropriate protection.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

Ways to pay

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Frequently Asked Questions:

Please note that these Frequently Asked Questions are not a substitute for the policy wording. For full terms and conditions please see the policy documentation.

What happens if I break down with no breakdown cover for my motorhome?

If your motorhome breaks down without cover, you’ll need to find a provider to assist you. They’ll charge a fee for the service and tow your motorhome to the nearest garage for repairs, which can be time-consuming, costly and stressful.

Does my car breakdown cover also cover my motorhome?

No, car and motorhome breakdown covers are separate. You’ll need individual cover for each vehicle. Some providers also offer personal cover, which protects you as a driver, regardless of your vehicle.

Why do I need motorhome breakdown cover?

Although it’s not a legal requirement, motorhome breakdown cover offers you peace of mind on the road. It helps with emergency towing, repairs, and getting back on your way quickly, helping to make your trips smoother and less stressful.

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