Motorhome Breakdown Insurance | Family-Owned |…

toggle

Call me back

Call us for your quote

Feature rich motorhome breakdown cover from RAC is just a phone call away.

Call 01480 402 460

We’ll call you

We’re a specialist leisure insurance broker with 50 years behind us. Let's see if we can help.

Request call back

See what others say

We’re Feefo Platinum Trusted Service Award winners! See for yourself why…

Read our reviews

RAC Motorhome breakdown insurance to keep you on the move

We’ve partnered with Britain’s most experienced breakdown provider, the RAC, to give you peace of mind motoring. With the RAC you get unlimited call outs, free roadside labour, no call out fee, unlimited roadside repair time and misfuel cover as standard. Their network of 1,700 patrol vans carry over 500 parts and tools onboard allowing them to fix 4 out of 5 vehicles at the roadside. And their first-to-market innovative solutions such as the multi-fit wheel, rapid deployment trailer and EV boost charging capabilities means they can deal with more breakdown issues without needing to take your vehicle to a garage.

Key features of RAC motorhome breakdown cover

Includes roadside, recovery and at home assistance

No upper age limit for your vehicle

Drain, flush, clean out fuel system & dispose of contaminated fuel

24/7/365 support at the end of a phone

Onward travel options to continue your journey

Unlimited call outs

Click here to see all reviews.

Why choose Lifesure for RAC motorhome breakdown cover?

Our partnership with the RAC means that you can take out Lifesure motorhome insurance and comprehensive breakdown cover, in the one go. Keeping everything under one roof, will save you time so you get on with doing more of the things you enjoy – safe in the knowledge that you’ve got reliable cover in place should you need it.

Our award-winning team of agents are at the end of the phone to assist with quotes and enquiries – just call 01480 402 460 and we’ll be pleased to help. And we also offer MyLifesure, an online self-service portal that gives the option to send us a secure message, view your policy documents or update your contact details. It’s a simple tool that helps our customers feel in control of their cover.

Lifesure's motorhome breakdown (UK) roadside recovery and at home assistance provided by the RAC, means you're in good hands!

What's included

Roadside, Recovery, At Home, Onward Travel and Misfuel as standard
Option to upgrade to European cover
Unlimited call outs
No call out fee
Unlimited roadside repair time
No vehicle age limit

What's not included

Roadside only cover within 24 hours of policy start date
Cost of any parts
Any incident which is not a breakdown e.g., a road traffic collision, vandalism, fire & theft
Any breakdown resulting from a fault that has previously been attended and has not been properly repaired or the advice after a temporary repair has not been followed
Any breakdown which has occurred prior to purchase

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Lifesure RAC motorhome breakdown policy

Download

PDF 767.58 KB

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment.

Ways to pay

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

Find your insurance

What to Do If You Fill Up with the Wrong Fuel

Filled up with the wrong fuel? Don’t panic! Our guide explains the steps to take if you’ve accidentally put petrol in a diesel car or diesel in a petrol vehicle.

Celebrating 10 Years of Trusted Service

We’re proud recipients of the Feefo Platinum Trusted Service Award for a fourth consecutive year! Read more about it here.

Winter Driving – Road Safety Tips For Driving a Motorhome or Towing a Caravan

Winter driving can be tricky when driving a motorhome or towing a caravan. Learn our top road safety tips, for winter adventuring.

Winter Tyres: Mandatory Requirements for Winter Travel in Europe

Winter Tyres: Do you know the mandatory requirements in Europe? Read our article to learn more.

Campsite Review – The Hidden Hideaway

Looking for your next campervan adventure? Read our review of The Hidden Hideaway campsite; a rural gem in the stunning Leicestershire countryside.

Lifesure partners with Premier Parks

Lifesure is thrilled to be partnering with Premier Parks, supporting motorhome, campervan and caravan owners with feature packed insurance.

Motorhome-and-Campervan-Owner-Driving-Habits-Revealed_2023-10-19-112134.png

RAC - Motorhome and Campervan Owner Driving Habits Revealed

Motorhome and Campervan Owner Driving Habits Revealed – Discover the results of our 2023 survey, carried out in conjunction with RAC.

Winter Campervanning Essentials

Winter campervanning essentials - Discover what you need for great winter vanlife adventures.

Motorhome Essentials Guide

Motorhome Essentials – Find out what you need for your motorhome adventures in our handy guide.

Motor-Legal-Expenses-and-Substitute-Vehicle-insurance.png

Three good reasons to take out Motor Legal Expenses and Substitute Vehicle Cover

Legal fees can be expensive. Discover three good reasons to take out Motor Legal Expenses and Substitute Vehicle Cover in our short article.

Campsite Review -Town Farm Campsite

Campsite review. Read more about our experience at Town Farm Campsite, situated in the Chilterns.

Product Review - Westfalia Bikelander

Struggling to find a bike rack for your Toyota Alphard campervan? Discover the Westfalia Bikelander LED Light Enhancements Towball Mounted Tilting 2 Bicycle Carrier in our short review.

Buying a Motorhome – A Guide for Beginners

Thinking of buying a motorhome? Read our guide for everything you need to know.

A Guide to Cleaning Your Motorhome Water Tank

A Guide to cleaning your motorhome water tank – learn how to prevent the build-up of harmful bacteria and keep illness at bay.

15 Useful Apps for Motorhome and Caravanning

15 Useful Apps for Motorhome and Caravanning – Campsite finders, navigation apps and more!

Tips For Keeping Cool in a Motorhome, Campervan or Touring Caravan

Tips for keeping cool in a motorhome, campervan or touring caravan. Discover more in our easy-to-read guide.

Driving a Right-Hand Drive Abroad

Driving a right-hand drive abroad for the first time? Read our guide to staying safe on the road.

Driving Your Motorhome – Tips for Beginners

Driving Your Motorhome for the first time? Read our article which explains what you need to know for hassle free driving

Taking Your Motorhome to Europe – What you need to know

Taking your motorhome to Europe? Read our guide to make ensure you’re well prepared for your trip across the water.

Locking Yourself out of Your Vehicle – What to do

Locking yourself out of your vehicle can be frustrating, but our article explains what you can do if you find yourself in this situation.

Pitchup Reveal the Most Dog-Friendly Campsites for 2023!

Looking for dog-friendly campsites? Market leading online accommodation booking platform, Pitchup have shared with us reasons why camping is good for your dog and the best dog friendly campsites for 2023!

Campervan Refer a Friend scheme

Introducing our campervan ‘Refer a Friend' reward scheme. A great way to introduce your friends and family to our campervan cover and benefit at the same time!

Protecting Your Motorhome from Theft

Stealing motorhomes is as lucrative as stealing supercars. Follow our Guide to Protecting Your Motorhome from Theft, to ensure thieves don’t profit from yours!

What is a Leisure Battery and Why Do I Need One?

If you’re a new motorhome or campervan owner, you may have questions surrounding the function of a leisure battery. Our article explains why you need one and how to prolong battery life

Campervan Space Saving Solutions

Anyone who owns a campervan will know you need to pack wisely to avoid an over cluttered van. Here we share with you some space saving solutions

Lifesure Campervan Customer Story

To celebrate our 50th anniversary, we’re sharing some stories from our long-standing customers, highlighting the experiences they’ve had in their park homes and vehicles. Our first Customer is Pete, a Campervan owner, who has been a Lifesure customer for over 19 years.

The New Rules of the Road 2022 – What’s Changed?

Road safety will be high on your list of priorities, particularly if you drive a Campervan, Motorhome or tow a caravan. You may have missed the updates to the Highway Code earlier this year, so we’ve highlighted what we think you should know to ensure your safety, and the safety of other vulnerable road users, when you’re on the road.

How to Plan a Great Campervan Trip

For those who are new to campervan holidays, we have compiled a list of useful tips to help you plan an enjoyable break on the road.

Summer Travel Advice – How to avoid passport pitfalls and tips for driving in Europe

Travelling abroad this summer? We’ve taken a look at the changes in passport requirements that we think you should know about before you book a trip to Europe. Plus top tips on driving in the EU from The RAC.

We are celebrating 50 years of trading in 2022!

We are delighted to announce that this year marks an important milestone in our company's history, as we enter our 51st year of business. Lifesure was established by Colin Barnes in 1972 and remains a family-owned business based in St Neots, to this day!

Motorhome Refer a Friend scheme

Introducing our motorhome and campervan 'Refer a Friend' reward scheme. A great way to share great information with your friends, old and new, and benefit at the same time!

New FCA rules to protect car and homeowners

The Financial Conduct Authority have set out new rules for insurance companies to protect car and homeowners. Nick Long, Head of Insurance at Lifesure explains what the new FCA rules mean and what to look out for.

Customer Care Champion

Providing exceptional service is our priority at Lifesure, which is why we offer additional support to our customers through our Customer Care Champion!

Leisure battery performance

If you own a caravan or motorhome, its important to be aware of the number of factors that could affect your leisure battery performance.

Motorhome insurance, have you got everything covered?

If you are looking to buy a motorhome or renewing your motorhome insurance, it’s worth considering a few important factors to make sure you are purchasing the right cover that suits the type of trips you think you will take.

Your #Staycation news digest

Keep ahead of the curve with our regular updates on just what's happening with caravan and holiday home sites across the UK.

Coronavirus (Covid-19), Our Customers Frequently Asked Questions.

We’ve put together some FAQ’s as to why it’s still important to protect your pride and joy with essential insurance in place.

Advice for travelling abroad during the Brexit transition period

In short, you don't need to do anything differently when planning a trip to the EU.

Half of Brits ready to quit the rat race

According to new research half of Brits are on the edge of quitting their job and driving off into the sunset.

Self Converted Motorhome and Campervan Insurance

You’ve purchased the van, gone through the highs and lows of self-converting (or perhaps even used an expert company) to create your home away from home, and now it’s time to sort the insurance.

Top 5 caravan and motorhome family festivals in the UK

We've had a look at some of the best festivals in the UK for families with caravans and motorhomes.

7 reasons to love your motorhome

For many, a motorhome offers the freedom to escape everyday life for a little while, to be spontaneous and go wherever the mood takes you. At Lifesure, we love motorhomes too.

Brushing off the winter blues

If you’re keen to get out and enjoy your motorhome after a winter break, you’ll need to make sure it’s ready for the road. Our pre-season checks will help you get going quickly and safely.

How Often Does My Motorhome Tyre Pressure Need To Be Checked?

Maintaining the right motorhome tyre pressure is crucial for enjoyable driving and your safety. Read our tips on keeping your motorhome tyres in top condition.

Outsmart The Thief And Protect Your Motorhome Or Caravan

Caravan and motorhome security has never been so important. Outsmart the Thief have launched their new Titanium system which is unique in the industry.

Adapting Your Caravan Or Motorhome To Cater For Disabilities

Getting older or having a disability does not mean that you have to miss out on the fun of caravan holidays. There are plenty of adaptions that can be made.

Everything you need to know about caravan & motorhome leisure batteries

Every caravan and motorhome has a leisure battery, but what is the difference between these and a car battery, and how do you look after one? Read our guide.

Checking For And Dealing With Damp In Motorhomes

Unfortunately water ingress and damp can be a problem in motorhomes for a number of reasons. Read our guide to keeping your motorhome as dry as possible.

Motorhomes and Seatbelts – The Law

We all know the law about seatbelts right? Motorhomes have always been a bit more tricky. Read our guide to staying on the right side of the law.

0.-d-shape-with-step-a.-before-d.-grey-1-1.jpg

Cracked Shower? Speedcoat It!

Caravan and motorhome owners will be aware of the problems of cracked showers. Fortunately there is a solution that doesn't involve replacing the whole unit

Mazda Bongo Towing Weights

If you wish to tow with your Mazda Bongo it can be difficult to find out what is legal. Here is our guide to towing safely with your Bongo

How Cool Is Your Camper?

In the past cooling yourself down in a caravan or motorhome meant opening the doors and windows and hoping for a through breeze. There is now an alternative

Are You Licensed To Drive A Motorhome?

If you’re new to motorhomes or are considering buying your first van, you may not have realised that your driving license may not cover you for driving it.

Your Mobile Home - The Pros And Cons Of Letting It Out

Practical advice if you are considering letting out your mobile home, including what you need to know about HMRC and a basic inventory of contents needed.

Buying A Mobile Home - What To Consider

When buying your first mobile home, there are several things that need to be considered. Our guide looks at what you need be aware of including the costs.

Importing A Motorhome From Japan

Looking for a campervan or motorhome? The market isn't just restricted to VW's as there are plenty of Japanese models worth a look and at better prices.

Motorhome insurance

Caravan insurance

Park home insurance

Motor insurance

Home insurance

Static caravan insurance

Travel insurance