Key features of Lifesure’s motorhome insurance

Holiday Let Insurance

Personal belongings included

Self Conversion Insurance

Self-conversions covered, even if not finished

No Mileage Cap

No mileage cap on some policies

Save Money

Discounts for lower than average mileage

Replacement Key Insurance

Cover for new keys in case of theft/loss up to £500

Camping Equipment Insurance

Camping equipment included in cover

Why Lifesure motorhome insurance?

We don’t just sell motorhome insurance; members of our Cambridgeshire-based team live and breathe the lifestyle, so we do understand the highs and lows of motorhome and campervan ownership. That’s why, as a specialist broker, we handpick our insurer partners (including some A rated) and only recommend the motor caravan policies that we think will tick the boxes, based on the information you give us - whether over the phone or through our online insurance quote service.

Many of our customers tell us our motorhome insurance offers everything they need, with our prices and good old-fashioned customer service just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award! We’re pretty chuffed with that. See for yourself - have a read of our motorhome insurance reviews.

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, when and where you need them. On MyLifesure you can send us secure messages and update your details. It’s a simple tool that makes a huge difference to our customers.

Get your quote today!

What does Lifesure’s motorhome insurance cover?

Just see for yourself how we could protect your pride and joy with our handy summary below. Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Comprehensive cover for motorhomes, worth up to £75,000
  • Up to £3,500 of personal possessions cover for your treasured items
  • Some policies have no mileage cap – we won’t limit your leisure time!
  • Self-converting right now? We’ve got cover options to protect you while off the road
  • Damage to windows or windscreen
  • Fire and theft
  • Awnings, gas bottles and generators all protected
  • Contribution towards replacement keys in case of theft or loss
  • Discounts for lower than average mileage
  • Alternative accommodation covered at no extra cost
  • Reassuring EU coverage

What’s not covered

  • Deterioration or wear or tear
  • Loss or damage if your motorhome hasn’t been properly secured, with doors and windows fastened
  • Loss or damage to a trailer or caravan, whether attached to your motorhome or not
  • Excluded drivers, including drivers without a driving licence and disqualified drivers
  • Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motorhome breakdown (UK) Roadside assistance and recovery when your vehicle breaks down in the UK. Find out more

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Full motorhome policy information

Document Image
Motorhome insurance (renewal on/after 01.01.20)
PDF 482.59 KB
Document Image
Motor breakdown insurance
PDF 195.32 KB
Document Image
Key cover insurance
PDF 222.18 KB
Document Image
Substitute vehicle and motor legal policy insurance
PDF 197.7 KB
Document Image
Vehicle excess reimbursement insurance
PDF 374.49 KB
Document Image
Accidental death and personal accident
PDF 389.95 KB
Document Image
Accidental death and personal accident
PDF 427.6 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card or credit card.

We advise our customers to prioritise the right level of protection for their motorhome over price. Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Not just old hats at motorhome insurance, did you know that we offer a whole host of everyday and leisure insurances, all under one roof? Our people are multi-skilled too, so they’ll be able to talk about all of your policies in the one go.

From car insurance and policies to protect your home, to breakdown cover, we’ve brought together a collection of jam-packed policies so shopping around for what suits you is that little bit easier.

Find your insurance

Useful articles about motorhome insurance

Take a look at our latest news and guides.