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Our park home policy is packed with fantastic features because it's been shaped by owners just like you.

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We’re an experienced specialist insurance broker with 50 years behind us. We’re ready to assist.

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Lifesure’s reward scheme exclusively available to our park home customers! A thank you from us.

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Park home insurance to protect your property

We’ve been supporting park home owners with comprehensive park home insurance for more than 30 years. Our trusted policy is underwritten by a specialist park home insurer and has been shaped to meet the specific needs of park home owners, based on feedback from customers just like you.

We’ve included Legal Expenses cover and 24 hour Home Emergency cover as standard, so you can rest assured that you have the protection you need all in the one premium. And you can enhance your policy further with Key cover or Home Excess protection aimed to offer you additional peace of mind.

Our experienced and friendly agents can explain the options, so you build the policy that’s right for you. Call us today on 01480 402 460 to see how we can help.

Key features of Lifesure’s park home insurance policy

Home emergency cover

Legal expenses, including site disputes

Covers accidental and malicious damage

Up to £500,000 cover for your park home (1)

Fire, lightning, escape of water and storm damage covered as standard

No standard excess for NAPHR or IPHAS members on certain claims

Click here to see all reviews.

Why choose Lifesure for park home insurance?

As a park home insurance specialist, we’ve been arranging park home insurance for more than three decades, so we know a thing or two about what should be in your policy.

Many of our customers tell us our park home insurance offers everything they need, at a price that fits their budget and our excellent customer service is just what they were looking for. In fact, we’re proud to say that we’ve received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 402 460 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind. And if you’re a NAPHR or IPHAS member, be sure to let us know, as you won’t need to pay the standard excess on certain claims (exclusions are escape of water or oil, subsidence, heave or landslip and accidental damage).

Extra benefits!
When you become a Lifesure park home insurance customer, you’ll be able to benefit from our park home 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What's covered

Up to £500,000 cover for your park home¹
Up to £15,000 cover for unspecified valuables in your home
Contents cover up to £75,000
24-hour home emergency cover providing qualified contractors for emergency repairs (up to £500 per claim)²
Legal expenses, including park owner disputes, covered as standard³
Accidental and malicious damage cover
Fire, lightning, explosion, escape of water and storm damage all covered as standard

What's not covered

Deterioration or wear or tear
Loss or damage to gates and fences caused by a storm
Accidental damage to buildings and contents by pets
Loss or damage caused by electrical or mechanical breakdown
Faulty workmanship
Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
Home excess protection⁴ We will reimburse you for the excess on your park home insurance policy following a claim on your park home insurance
NAPHR/IPHAS member?⁵ Don’t forget to tell us if you’re a member when you call for your quote, and we’ll ensure you won’t pay standard excess should you need to make a claim. Exclusions apply.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1 Building, contents, personal possessions worldwide, accidental and malicious damage underwritten by HCC International Insurance Company plc & HDI Global Specialty

2 Home emergency cover is underwritten by Astrenska Insurance Limited, a trading style of Collinson Insurance Services Limited

3 Family legal expenses and key cover underwritten by ARAG plc, a cover holder of the insurer, ARAG Allgemeine Versicherungs-AG Branch UK

4 Home excess protection is underwritten by Astrenska Insurance Limited

5 For NAPHR and IPHAS members, no excess applies to claims other than escape of water or oil (For park homes built between 2000-2024 escape of water excess of £500. For park homes built between 1990-1999 escape of water excess of £750. For park homes built between 1980-1989 escape of water excess of £1,000. For park homes built before 1980 escape of water excess £500). and claims for subsidence, heave or landslip (£1,000 excess applies) and accidental damage (£125 excess applies). The no excess benefit applies to any policyholder (subject to postcode eligibility criteria) with a valid membership to the National Association of Park Home Residents (NAPHR) or the Independent Park Home Advisory Service (IPHAS), which needs to be provided at the time of the claim

Park home insurance policy wording (renewal on/after 04.07.24)

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PDF 433.27 KB

Park home insurance (renewal on/before 31.12.23)

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PDF 336.67 KB

Key cover insurance (renewal on/after 01.01.24)

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PDF 244.71 KB

Key cover insurance (renewal on/before 31.12.23)

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PDF 222.18 KB

Home excess reimbursement insurance (renewal on/after 01.01.24)

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PDF 361.59 KB

Home excess reimbursement insurance (renewal on/before 31.12.23)

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PDF 385.97 KB

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment.

Ways to pay

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

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