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Our park home policy is packed with fantastic features because it's been shaped by owners just like you.

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Lifesure’s reward scheme exclusively available to our park home customers! A thank you from us.

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Key features of Lifesure’s park home insurance policy

Emergency Park Home Cover

Home emergency cover

Flood Cover Park Home

Flood cover for many in high risk areas (4)

Underwritten By Leading Insurer AXA

Underwritten by a leading UK insurer

Malicious Damage Insurance Park Home

Covers accidental and malicious damage

Park Home Legal Expenses Included

Legal expenses, including site disputes

Park Home Cover Up To 500000

Up to £500,000 cover for your park home

Why Lifesure residential park home insurance?

As a park home insurance specialist, we’ve been arranging park home insurance for more than three decades, so you know you’re in safe hands with Lifesure.

Many of our customers tell us our park home insurance offers everything they need, with competitive prices and our excellent customer service being just what they were looking for. In fact, that’s why we received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of advisors are always happy to help and can be contacted on 01480 402 460 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support, our Customer Care Champion is there to help, for additional peace of mind. And if you’re a NAPHR or IPHAS member, be sure to let us know, as you won’t need to pay the standard excess!

Extra benefits!
When you become a Lifesure park home insurance customer, you’ll be able to benefit from our park home 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What does Lifesure’s park home insurance cover?

We’re proud to say that our park home cover is packed full with features. See for yourself how we could protect your home with our handy summary below. Remember that no policy protects you against every scenario and it’s always best to also read your policy documents to understand the conditions and exclusions that apply.

What's covered

  • Up to £500,000 cover for your park home1
  • Up to £15,000 cover for unspecified valuables in your home
  • 24-hour home emergency cover providing qualified contractors for emergency repairs (up to £500 per claim)2
  • Legal expenses, including park owner disputes, covered as standard3
  • Accidental and malicious damage cover
  • Flood cover available, subject to eligibility criteria, even in known flood risk areas4
  • Fire, lightning, explosion, escape of water and storm damage all covered as standard

What's not covered

  • Deterioration or wear or tear
  • Loss or damage to gates and fences caused by a storm
  • Accidental damage to buildings and contents by pets
  • Loss or damage caused by electrical or mechanical breakdown
  • Faulty workmanship
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Home excess protection5 We will reimburse you for the excess on your park home insurance policy following a claim on your park home insurance
  • NAPHR/IPHAS member?6 Don’t forget to tell us if you’re a member when you call for your quote, and we’ll ensure you won’t pay standard excess should you need to make a claim

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1 Building, contents, personal possessions worldwide, accidental and malicious damage underwritten by AXA Insurance UK plc

2 Home emergency cover is underwritten by Astrenska Insurance Limited, a trading style of Collinson Insurance Services Limited

3 Family legal expenses and key cover underwritten by ARAG plc, a coverholder of the insurer, ARAG Allgemeine Versicherungs-AG Branch UK

4 There is a cost for covering your park home against flood through the Flood Re scheme and, if you do need to make a flood claim, there is a minimal £250 excess. Not all homes are eligible for the flood cover through the Flood Re scheme. Subject to eligibility criteria

5 Home excess protection is underwritten by Astrenska Insurance Limited

6 For NAPHR and IPHAS members, no excess applies to claims other than escape of water or oil (£75 excess applies) and claims for subsidence, heave or landslip (£500 excess applies) and the Flood Re cover (£250 excess applies). The no excess benefit applies to any policyholder (subject to postcode eligibility criteria) with a valid membership to the National Association of Park Home Residents (NAPHR) or the Independent Park Home Advisory Service (IPHAS), which needs to be provided at the time of the claim

Flood cover in many high risk areas

Who are Woodgate & Clark?

Full park home policy information

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Park home insurance policy wording (renewal on/after 01.01.24)
PDF 1.45 MB
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Park home insurance (renewal on/before 31.12.23)
PDF 336.67 KB
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More information on Flood Re
PDF 161.78 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.18 KB
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Home excess reimbursement insurance (renewal on/before 31.12.23)
PDF 385.97 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

We advise our customers to prioritise the right level of protection for their park home over price. Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From car insurance and breakdown cover, to motorhome insurance, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our experienced advisors will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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