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Created by potrace 1.15, written by Peter Selinger 2001-2017 01480 504 750
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Key benefits of Lifesure's park home insurance

Emergency Park Home Cover

Home emergency cover

Malicious Damage Insurance Park Home

Covers accidental and malicious damage

Park Home Legal Expenses Included

Legal expenses, including site disputes

Park Home Cover Up To 500000

Up to £500,000 cover for your park home

Storm Insurance Cover

Fire, lightning, escape of water and storm damage covered as standard

Save Money

No standard excess for NAPHR or IPHAS members on certain claims

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Why choose Lifesure for park home insurance?

As a park home insurance specialist, we’ve been arranging park home insurance for more than three decades, so we know a thing or two about what should be in your policy.

Many of our customers tell us our park home insurance offers everything they need, a price that fits their budget and our excellent customer service just what they were looking for. In fact, we're proud to say that we've received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 504 750 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind. And if you’re a NAPHR or IPHAS member, be sure to let us know, as you won’t need to pay the standard excess on certain claims!

Extra benefits!
When you become a Lifesure park home insurance customer, you’ll be able to benefit from our park home 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What does Lifesure’s park home insurance cover?

We’re proud to say that our park home cover is packed full with features. See for yourself how we could protect your home with our handy summary below. Remember that no policy protects you against every scenario and it’s always best to also read your policy documents to understand the conditions and exclusions that apply.

What's covered

  • Up to £500,000 cover for your park home1
  • Up to £15,000 cover for unspecified valuables in your home
  • 24-hour home emergency cover providing qualified contractors for emergency repairs (up to £500 per claim)2
  • Legal expenses, including park owner disputes, covered as standard3
  • Accidental and malicious damage cover
  • Fire, lightning, explosion, escape of water and storm damage all covered as standard

What's not covered

  • Deterioration or wear or tear
  • Loss or damage to gates and fences caused by a storm
  • Accidental damage to buildings and contents by pets
  • Loss or damage caused by electrical or mechanical breakdown
  • Faulty workmanship
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Home excess protection4 We will reimburse you for the excess on your park home insurance policy following a claim on your park home insurance
  • NAPHR/IPHAS member?5 Don’t forget to tell us if you’re a member when you call for your quote, and we’ll ensure you won’t pay standard excess should you need to make a claim on certain claims

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1 Building, contents, personal possessions worldwide, accidental and malicious damage underwritten by HCC International Insurance Company plc & HDI Global Specialty.

2 Home emergency cover is underwritten by Astrenska Insurance Limited, a trading style of Collinson Insurance Services Limited

3 Family legal expenses and key cover underwritten by ARAG plc, a coverholder of the insurer, ARAG Allgemeine Versicherungs-AG Branch UK

4 Home excess protection is underwritten by Astrenska Insurance Limited

5 For NAPHR and IPHAS members, no excess applies to claims other than escape of water or oil (For park homes built between 2000-2024 escape of water excess of £500. For park homes built between 1990-1999 escape of water excess of £750. For park homes built between 1980-1989 escape of water excess of £1,000. For park homes built before 1980 escape of water excess £500). and claims for subsidence, heave or landslip (£1,000 excess applies) and accidental damage (£125 excess applies). The no excess benefit applies to any policyholder (subject to postcode eligibility criteria) with a valid membership to the National Association of Park Home Residents (NAPHR) or the Independent Park Home Advisory Service (IPHAS), which needs to be provided at the time of the claim