Park Home Insurance

A warm welcome to Park of the Year supporters and Park Home & Holiday Living readers!

We’re delighted to be sponsoring the Park of the Year competition for 2024, which we think is a fantastic way to bring park home communities together and showcase the unique park home lifestyle.

We’ve been supporting park home owners and their communities for more than 30 years, so we have a good understanding of what’s important to you, and your friends and neighbours.

At Lifesure, we offer own our park home insurance policy that has been shaped specifically to meet the needs of park home owners based on feedback from thousands of customers over the years. We include Home Emergency and Legal Expenses Cover as standard, which can prove invaluable in a crisis. And you can enhance your policy further with Key cover or Home Excess protection for additional peace of mind.

Our trusted policy is underwritten by a specialist UK insurer, with a dedicated claims team who will be there to help should you need to make a claim on your policy. Additional support is also available through our own Customer Care Champion, who can help you to navigate the claims process if you need extra assistance.

If you’re a NAPHR or IPHAS member, please let us know, as you don’t need to pay the standard excess on certain claims, a handy benefit if you’re in one of these associations!

If you’re looking for you next park home policy, why not give us a try?

You can speak with one of our UK based experienced agents on 01480 504 200 and they will take you through your quotation, to find a policy that meets your needs.

*Quote acceptance is subject to underwriting criteria. Policy limits and exclusions may apply, please see the policy wording for full terms and conditions. Your quote is valid for 30 days or until the quoted policy inception date. Any changes to the initial quote may cause the premium quoted to change.

Key features of Lifesure’s park home insurance policy

Home emergency cover

Covers accidental and malicious damage

Legal expenses, including site disputes

Up to £500,000 cover for your park home (1)

Fire, lightning, escape of water and storm damage covered as standard

No standard excess for NAPHR or IPHAS members on certain claims (5)

Click here to see all reviews.

Why choose Lifesure for park home insurance?

As a park home insurance specialist, we’ve been arranging park home insurance for more than three decades, so we know a thing or two about what should be in your policy.

Many of our customers tell us our park home insurance offers everything they need, at a price that fits their budget and our excellent customer service is just what they were looking for. In fact, we’re proud to say that we’ve received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 504 200 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind. And if you’re a NAPHR or IPHAS member, be sure to let us know, as you won’t need to pay the standard excess! Exclusions apply.

Extra benefits!
When you become a Lifesure park home insurance customer, you’ll be able to benefit from our park home 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What's covered

Up to £500,000 cover for your park home¹
Up to £15,000 cover for unspecified valuables in your home
24-hour home emergency cover providing qualified contractors for emergency repairs (up to £500 per claim)²
Legal expenses, including park owner disputes, covered as standard³
Accidental and malicious damage cover
Fire, lightning, explosion, escape of water and storm damage all covered as standard

What's not covered

Deterioration or wear or tear
Loss or damage to gates and fences caused by a storm
Accidental damage to buildings and contents by pets
Loss or damage caused by electrical or mechanical breakdown
Faulty workmanship
Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
Home excess protection⁴ We will reimburse you for the excess on your park home insurance policy following a claim on your park home insurance
NAPHR/IPHAS member?⁵ Don’t forget to tell us if you’re a member when you call for your quote, and we’ll ensure you won’t pay standard excess should you need to make a claim. Exclusions apply.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1 Building, contents, personal possessions worldwide, accidental and malicious damage underwritten by HCC International Insurance Company plc & HDI Global Specialty

2 Home emergency cover is underwritten by Astrenska Insurance Limited, a trading style of Collinson Insurance Services Limited

3 Family legal expenses and key cover underwritten by ARAG plc, a coverholder of the insurer, ARAG Allgemeine Versicherungs-AG Branch UK

4 Home excess protection is underwritten by Astrenska Insurance Limited

5 For NAPHR and IPHAS members, no excess applies to claims other than escape of water or oil (For park homes built between 2000-2024 escape of water excess of £500. For park homes built between 1990-1999 escape of water excess of £750. For park homes built between 1980-1989 escape of water excess of £1,000. For park homes built before 1980 escape of water excess £500). and claims for subsidence, heave or landslip (£1,000 excess applies) and accidental damage (£125 excess applies). The no excess benefit applies to any policyholder (subject to postcode eligibility criteria) with a valid membership to the National Association of Park Home Residents (NAPHR) or the Independent Park Home Advisory Service (IPHAS), which needs to be provided at the time of the claim

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Park Home Insurance from Lifesure