About our static caravan insurance policy

Whether you hire out your static caravan or use it to spend holidays with your family and friends, it’s important to protect your pride and joy with flexible, cost-effective cover from a trusted insurer.

Specialists in insurance for static caravans for 25 years, we’ve designed our own product to include the most popular features. Backed by our partner AXA, one of the leading UK insurers, you can be certain your static caravan is in safe hands.

Need a second opinion? Take a look at our static caravan insurance reviews here.

Added peace of mind for around £1 more a month

We know how upsetting it can be when you've invested in your dream static in a great location, and things go wrong with the site owner or even a letting. That's why we've introduced legal expenses to enhance your policy. For around just £1 extra a month you can benefit from up to £50,000 in cover against typical disputes and risks associated with owning a static caravan. Find out more below.

What does our static caravan insurance cover?

With our flexible cover, your static caravan is protected when you lend it out, leave it empty, rent it (for domestic use), or enjoy yourself with family and friends.

When choosing a policy, it’s important to know what’s included and excluded. Our summary below covers key information about what our static caravan insurance product covers. No policy protects you against every scenario and it’s best to read our policy documents to understand the conditions and exclusions that apply. Our static caravan policy has some important requirements1, and if you are unable to meet these or you have a request that doesn’t quite fit the mould, simply call us and we’ll be happy to help. It couldn’t be easier.

What’s covered

  • New for old cover if your caravan is up to 20 years of age
  • Cover for clothing, luggage and general household goods (up to £500 for any single item)
  • Accidental damage to building and contents
  • Static caravan rental insurance for renting your static out to other holidaymakers, or your family and friends
  • If you have made holiday arrangements to visit your static caravan but it is uninhabitable following a claim, we will pay the cost of hiring a similar static caravan for you up to a limit of £10,000
  • We will also pay for the loss of hiring charges up to £10,000 for bookings made prior to the damage to your caravan
  • Theft or accidental damage to outside furniture whilst the caravan is in use

What’s not covered

  • Damage or vandalism caused deliberately by you, your family or friends
  • Wear and tear, deterioration, corrosion, light damage or anything happening gradually
  • Loss or damage to any money or valuables
  • Mechanical or electrical breakdown or failure
  • Loss or damage caused by any pets

Policy enhancements

  • NEW! Leisure home legal expenses - Up to £50,000 cover for legal expenses incurred for contract disputes relating to letting out your property and with the site, protecting your property, disputes with solicitors, accountants and surveyors, and access to legal and tax advice helplines
  • Key cover - Provides cover for the costs to repair or replace keys in the event of damage, theft or loss

1Your static caravan must be kept on a registered caravan park.
You cannot live in your caravan all year round.
Your static caravan must be anchored at 4 points of the chassis’, don’t worry if it isn’t as you will have 21 days from the inception of your policy get it fitted.
If your caravan is unoccupied between 1st November and 15 March, the water supply must be turned off at the mains, all systems drained, or the central heating must be maintained at a minimum of 15C

Policy documents

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Static caravan insurance
PDF 189.65 KB
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Key cover insurance (purchased on/after 01.04.20)
PDF 245.69 KB
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Key cover insurance
PDF 152.97 KB
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Leisure home legal expenses (purchased on/after 01.04.20)
PDF 492.95 KB
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Leisure home legal expenses
PDF 475.82 KB


Your policy document provides important information about how to make a claim. Your claim will be handled by our insurance partner who is committed to providing an outstanding service when you need it most.

As an independent, family-owned business, giving you good old-fashioned customer care is important to us. Should you experience any difficulty progressing your claim, we’ll also be on hand to help.

What are your finance options?

Choosing the right protection for your static caravan is important. Spreading the cost of your insurance can help make it more affordable.

Premium finance options allow you to pay in regular instalments. With flexible payment dates and online account management, credit agreements are also easy to renew, ensuring you’re always protected.

Close Brothers Premium Finance, our award-winning finance partner2, has been making it easier for people across the UK and Ireland to manage their money for over 40 years.

We believe in making insurance straight-forward and easy. When it comes to pay, you can choose from several options, please click here for details.

2 Insurance Choice Awards Winner 2018. Insurance vendor of the year

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