What's covered
- Your vehicle is covered if damaged, stolen or taken without your permission
- Up to £500 for personal belongings in your car
- Replacement keys should yours be lost or stolen
- A small courtesy car will be provided following an accident
- Cover for any one event of damage to your windscreen, windows or sun roof
- If you need emergency accommodation following an accident we will pay up to £500 for your reasonable and necessary accommodation expenses
- We will not reduce your No Claims Discount if you make a claim for vandalism away from your usual place of residence or work (exclusive to our own product)
- Like-for-like cover provided for up to 90 days while travelling in the EU (exclusive to our own product)
What's not covered
- Cover for imported cars – we have imported policies should your car fall into one of these groups. Find out more
- If you use your car for hire or reward
- Loss or damage to any caravans or trailers
- Damage to tyres from braking or road punctures
- Please read our policy documents below to understand the conditions and exclusions that apply
Policy enhancements
- Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
- Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
- Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
- Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
- Motor breakdown (UK) Roadside recovery and at home assistance in the UK provided by the RAC.