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Our leisure home insurance is brimming with great features to protect your home

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We’re a specialist leisure insurance broker with 50 years behind us. Let's see if we can help

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Thanks to many happy customers we’re Feefo Platinum Trusted Service Award winners!

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Key features of Lifesure’s leisure home insurance policy

Accidental Damage Fire Flood

Cover for accidental damage, fire, flood and more

Rental Home Cover

Cover for renting out your leisure home

Loss Of Use Rental Insurance

Loss of use and hiring charges cover

Frost Damage

Escape of water or frost damage to fixed pipes (1)

New For Old Cover

New-for-old cover

Legal Expenses Leisure Home Insurance

Optional legal expenses

Why choose Lifesure for leisure home insurance?

We’ve been arranging leisure home insurance for more than 20 years, so we know a thing or two about what should be in your policy.

Many of our customers tell us our leisure home insurance offers everything they need, at a price that fits their budget and our excellent customer service is just what they were looking for. In fact, we’re proud to say that we’ve received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 402 460 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a simple tool that makes a huge difference to our customers.

Support with claims

If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

Optional extras

We offer policy enhancements for your additional peace of mind, allowing you to build cover that’s right for your needs.

What does Lifesure’s leisure home insurance cover?

Take a look at how we could protect your home-away-from-home with our handy summary below. Remember that no policy protects you against every scenario and it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • New-for-old cover for your leisure home
  • Accidental damage, fire, theft, vandalism, storm and flood cover, as standard
  • Theft or attempted theft of contents and equipment
  • Personal possessions protection up to £5,000 against accidental damage and loss
  • Friends and family use included – you don’t need to be there
  • Use of your leisure home for hire and reward (domestic use)
  • Loss of use and hiring charges cover – up to £10,000
  • Escape of water and oil, or frost damage to fixed water tanks, apparatus or pipes
  • Subsidence, heave or landslip of the land or pitch on which the premises is sited

What’s not covered

  • Depreciation, deterioration, manufacturing defects, wear and tear
  • Accidental damage caused by mechanical or electrical breakdown or failure
  • Loss, damage, costs or expenses caused by rusting or corrosion, wet or dry rot, or any other gradually operating cause
  • When the leisure home is used for a purpose other than personal holiday use, letting to holiday makers or as a permanent residence
  • Theft is not covered unless it is by forcible or violent entry
  • Should your leisure home not be anchored at four points or fully attached to the base
  • Malicious damage or vandalism caused by you, your family, friends or permitted users
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Leisure home legal expenses Up to £50,000 cover for legal expenses incurred for contract disputes relating to letting out your property and with the site, protecting your property, disputes with solicitors, accountants and surveyors, and access to legal and tax advice helplines
  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1. Applies when the premises are occupied. Subject to an increased excess

Full leisure home policy information

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Leisure home policy document (renewal on/after 09.09.22)
PDF 265.34 KB
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Leisure home policy document (renewal on/before 08.09.22)
PDF 253.16 KB
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Leisure home legal expenses (renewal on/after 01.01.24)
PDF 542.38 KB
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Leisure home legal expenses (renewal on/before 31.12.23)
PDF 492.95 KB
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Key cover insurance (renewal on/after 01.01.24)
PDF 317 KB
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Key cover insurance (renewal on/before 31.12.23)
PDF 222.18 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we partner with Close Brothers Premium Finance to enable you to pay in regular instalments.

If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy. The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From home insurance and car insurance to breakdown cover, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our experienced agents will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

Find your insurance