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Our motorhome policies are packed with features to keep you exploring.

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Lifesure’s reward scheme exclusively available to our motorhome customers! A thank you from us.

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Motorhome breakdown insurance

From RAC with many key features to help keep you on the move!

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Motorhome insurance to protect your pride and joy

When you’re heading off on your next adventure in your motorhome or campervan, knowing that you have comprehensive insurance cover in place will help to bring you peace of mind – so you can enjoy your trip and do more of the things you love. Our feature packed motorhome insurance aims to keep you on the move.

As an experienced, specialist leisure broker, we work with a carefully selected panel of insurers, to ensure we can offer you a policy to meet your needs, based on the information you provide - whether that's over the phone with one of our dedicated friendly agents or through our online insurance quote service.

Key features of Lifesure’s motorhome insurance

Personal belongings included

Self-conversions covered, even if not finished

No mileage cap on some policies

Cover for new keys in case of theft/loss up to £500

Camping equipment included in cover

Damage to windows or windscreen covered

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Why choose Lifesure for motorhome insurance?

We’ve been arranging motorhome insurance for more than 40 years, so we know a thing or two about what should be included in your policy.

Many of our customers tell us our motorhome insurance offers everything they need, at a price that fits their budget and our excellent customer service is just what they were looking for. In fact, we’re proud to say that we’ve received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 402 460 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

Extra benefits!
And when you become a Lifesure motorhome insurance customer, you’ll be able to benefit from our motorhome 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What’s covered

Comprehensive cover for motorhomes, worth up to £75,000
Up to £3,500 of personal possessions cover for your treasured items
Some policies have no mileage cap – we won’t limit your leisure time!
Self-converting right now? We’ve got cover options to protect you while off the road
Damage to windows or windscreen
Fire and theft
Awnings, gas bottles and generators all protected
Contribution towards replacement keys in case of theft or loss
Discounts for lower than average mileage
Alternative accommodation covered at no extra cost
Reassuring EU coverage

What’s not covered

Deterioration or wear or tear
Loss or damage if your motorhome hasn’t been properly secured, with doors and windows fastened
Loss or damage to a trailer or caravan, whether attached to your motorhome or not
Excluded drivers, including drivers without a driving licence and disqualified drivers
Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

Policy enhancements

Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
Vehicle excess protection We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
Accidental death & personal accident Provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
Substitute vehicle and legal expenses Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
Motorhome breakdown (UK) Roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

Lifesure motorhome insurance (renewal on/after 01.01.23)

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Ageas optima motorhome insurance

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AXA motorhome insurance

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LV broker highway specialist vehicle (motorhome) insurance

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KGM specialist vehicle (motorhome) insurance

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PDF 2.51 MB

Lifesure RAC motorhome breakdown policy

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Key cover insurance (renewal on/after 01.01.24)

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Key cover insurance (renewal on/before 31.12.23)

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Substitute vehicle and motor legal policy insurance (renewal on/after 01.01.24)

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Substitute vehicle and motor legal policy insurance (renewal on/before 31.12.23)

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PDF 197.7 KB

Vehicle excess reimbursement insurance (renewal on/after 01.01.24)

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PDF 364.03 KB

Vehicle excess reimbursement insurance (renewal on/before 31.12.23)

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PDF 374.49 KB

Accidental death and personal accident insurance (renewal on/after 01.01.24)

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PDF 424.59 KB

Accidental death and personal accident insurance (renewal on/before 31.12.23)

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PDF 427.6 KB

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment.

Ways to pay

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From home insurance and car insurance to breakdown cover, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our experienced agents will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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