About the policy

Experts in motorhome insurance for over 30 years, you can trust us to know what’s what when it comes to protecting your motorhome. Don’t believe us? Check out our motorhome insurance reviews here.

Offering flexible cover from leading insurers, we’ll take time to find out what you need, search the market for the best options, and explain what’s included and excluded from the policies we recommend.

With more than 7,000 motorhome customers choosing policies backed by companies such as AXA and Highway (part of LV), you can be certain your motorhome is in safe hands1.

Having listened to our customers, we’ve also developed our own product, which is underwritten at Lloyd’s and includes the most popular features.

1We aim to partner with rated insurers who are independently assessed as financially stable with the means to pay should you have a claim.

What does our motorhome insurance cover?

Whether you’re travelling in the UK or further afield, for just a few days or on a longer adventure, we’re confident we can find you great cover at a competitive price.

We recognise there are important differences between motorhome makes and models. Should you have a request that doesn’t quite fit the mould, or prefer to talk with a specialist about what is and isn’t covered in each of our policies, please call us and we’ll be happy to help.

Our UK based team are experts in motorhome insurance and will ensure you don’t pay for more protection than you need. With all-important breakdown cover from just £75, be sure to ask about this too.

When choosing a policy, it’s important to know what’s included and excluded. By making sure you know what’s included, you can have peace of mind. Our summary below provides information on our most frequently sold products. No policy protects you against every scenario and it’s best to read the policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Comprehensive cover for motorhomes worth up to £75,000
  • Up to £3,500 of personal possessions cover for your valuable items
  • Alternative accommodation option, in case you can’t use your motorhome mid-trip
  • Up to 270 days’ like-for-like cover when in the EU
  • Damage to windows or windscreen
  • Fire and theft
  • Awnings, gas bottles and generators
  • Discounts for lower than average mileage

What’s not covered

  • Deterioration or wear or tear
  • Loss or damage if your motorhome hasn’t been properly secured, with doors and windows fastened
  • Loss or damage to a trailer or caravan, whether attached to your motorhome or not
  • Excluded drivers, including drivers without a driving licence and disqualified drivers

Policy enhancements

  • Key cover - Provides cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Personal accident - Provides a benefit payment for death or certain bodily injuries while driving or travelling in a privately owned vehicle
  • Vehicle excess protection - We will reimburse you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Substitute vehicle and legal expenses - Provides cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motor breakdown (UK) - Roadside assistance and recovery when your vehicle breaks down in the UK

Policy documents

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Motorhome insurance (purchased on/after 01.01.20)
PDF 327.98 KB
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Motorhome insurance (purchased on/after 01.12.19)
PDF 310.8 KB
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Motorhome insurance
PDF 293.5 KB
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Motor breakdown insurance
PDF 195.32 KB
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Key cover insurance (purchased on/after 01.04.20)
PDF 245.69 KB
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Key cover insurance
PDF 152.97 KB
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Substitute vehicle and motor legal policy insurance (purchased on/after 01.04.20)
PDF 197.7 KB
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Substitute vehicle and legal expenses insurance
PDF 161.19 KB
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Vehicle excess reimbursement insurance
PDF 404.77 KB
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Accidental death and personal accident (purchased on/after 01.04.20)
PDF 389.95 KB
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Accidental death and personal accident
PDF 345.13 KB


As motorhome insurance specialists, we understand what your vehicle means to you and the life it allows you to lead. So, we’ll help you get back up and running as quickly as possible.

Your policy documents provide important information about how to make a claim. Your claim will be handled by our insurance partner who is committed to providing an outstanding service when you need it most.

As an independent, family-owned business, giving you good old-fashioned customer care is important to us. Should you experience any difficulty progressing your claim, we’ll also be on hand to help.

What are your finance options?

Choosing the right protection for your motorhome is important. Spreading the cost of your insurance can help make it more affordable.

Premium finance options allow you to pay in regular instalments. With flexible payment dates and online account management, credit agreements are also easy to renew, ensuring you’re always protected.

Close Brothers Premium Finance, our award-winning finance partner3, has been making it easier for people across the UK and Ireland to manage their money for over 40 years.

We believe in making insurance straight-forward and easy. When it comes to pay, you can choose from several options, please click here for details.

3 Insurance Choice Awards Winner 2018. Insurance vendor of the year

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