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Key features of RAC Car Breakdown Cover

Includes Home Assist

Includes roadside, recovery and at home assistance

Older Car Insurance Cover

No upper age limit for your vehicle

Misfuelling Cover

Drain, flush, clean out fuel system & dispose of contaminated fuel

24 Hour Support

24/7/365 support at the end of a phone

Alternative Travel To Destination Cover

Onward travel options to continue your journey

Breakdown Callouts

Unlimited call outs

Why choose Lifesure for RAC car breakdown cover?

Our partnership with the RAC means that you can take out Lifesure car insurance and comprehensive breakdown cover, in the one go. Keeping everything under one roof, will save you time so you get on with doing more of the things you love – safe in the knowledge that you’ve got reliable cover in place should you need it.

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, with the option to send us a secure message. It’s a simple tool that makes a huge difference to our customers.

Lifesure’s car breakdown (UK) roadside recovery and at home assistance provided by the RAC, means you're in good hands!

What does Lifesure’s RAC car breakdown cover include?

Take a look at how the RAC give you peace of mind with our handy summary below. Remember that no policy protects you against every scenario and it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What's included

  • Roadside, Recovery, At Home, Onward Travel and Misfuel as standard
  • Option to upgrade to European cover
  • Unlimited call outs
  • No call out fee
  • Unlimited roadside repair time
  • No vehicle age limit

What's not included

  • Roadside only cover within 24 hours of policy start date
  • Cost of any parts
  • Any incident which is not a breakdown e.g., a road traffic collision, vandalism, fire & theft
  • Any breakdown resulting from a fault that has previously been attended and has not been properly repaired or the advice after a temporary repair has not been followed
  • Any breakdown which has occurred prior to purchase

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Learn more about the benefits of the RAC membership

Did you know that 81% of RAC customers are fixed at the roadside?* RAC patrol vans have over 500 tools and parts onboard, to get you back on the road and keep you moving!

The RAC's All-Wheels-Up system means that the widest possible range of vehicles can be recovered direct from patrol vans. Saving drivers time and hassle, waiting for a recovery truck to arrive after a breakdown.

*Data provided by RAC September 2021

Full RAC car breakdown cover policy information

Document Image
Lifesure RAC car breakdown policy
PDF 767.58 KB

Your payment options

We believe in making insurance straight forward and easy for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments, debit card, credit card, BACS or bank transfer.

One way to make the cost of your insurance more manageable is to spread the cost. We partner with Close Brothers Premium Finance to enable you to pay in regular instalments. If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy.

The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

Find other insurances

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From insurance for motorhomes and static caravans, to household and travel insurance, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our experienced advisors will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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