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We’re a specialist leisure insurance broker with 50 years behind us. Let's see if we can help.

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RAC Car breakdown insurance to keep you on the move!

We’ve partnered with Britain’s most experienced breakdown provider, the RAC, to give you peace of mind motoring. With the RAC you get unlimited call outs, free roadside labour, no call out fee, unlimited roadside repair time and misfuel cover as standard. Their network of 1,700 patrol vans carry over 500 parts and tools onboard allowing them to fix 4 out of 5 vehicles at the roadside. And their first-to-market innovative solutions such as the multi-fit wheel, rapid deployment trailer and EV boost charging capabilities means they can deal with more breakdown issues without needing to take your vehicle to a garage.

Key features of RAC Car Breakdown Cover

Includes roadside, recovery and at home assistance

No upper age limit for your vehicle

Drain, flush, clean out fuel system & dispose of contaminated fuel

24/7/365 support at the end of a phone

Onward travel options to continue your journey

Unlimited call outs

Click here to see all reviews.

Why choose Lifesure for RAC car breakdown cover?

Our partnership with the RAC means that you can take out Lifesure car insurance and comprehensive breakdown cover, in the one go. Keeping everything under one roof, will save you time so you get on with doing more of the things you love – safe in the knowledge that you’ve got reliable cover in place should you need it.

As well as our award-winning team of agents at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, with the option to send us a secure message. It’s a simple tool that makes a huge difference to our customers.

Lifesure’s car breakdown (UK) roadside recovery and at home assistance provided by the RAC, means you're in good hands!

What's included

Roadside, Recovery, At Home, Onward Travel and Misfuel as standard
Option to upgrade to European cover
Unlimited call outs
No call out fee
Unlimited roadside repair time
No vehicle age limit

What's not included

Roadside only cover within 24 hours of policy start date
Cost of any parts
Any incident which is not a breakdown e.g., a road traffic collision, vandalism, fire & theft
Any breakdown resulting from a fault that has previously been attended and has not been properly repaired or the advice after a temporary repair has not been followed
Any breakdown which has occurred prior to purchase

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Learn more about the benefits of the RAC membership

Did you know that 81% of RAC customers are fixed at the roadside?* RAC patrol vans have over 500 tools and parts onboard, to get you back on the road and keep you moving!

The RAC's All-Wheels-Up system means that the widest possible range of vehicles can be recovered direct from patrol vans. Saving drivers time and hassle, waiting for a recovery truck to arrive after a breakdown.

*Data provided by RAC September 2021

Lifesure RAC car breakdown policy

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PDF 8.37 MB

We believe in making insurance as straight forward and as easy as possible for our customers. That’s why we have multiple payment options, so you can choose your preference: instalments by direct debit, debit card, credit card, BACS or bank transfer.

Spreading the cost of your insurance can help make the cost more manageable, which is why we work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management and credit agreement renewal can make it easier to have appropriate protection in place.

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

Ways to pay

Did you know that we offer a whole host of everyday and leisure insurances, all under one roof? From insurance for motorhomes and static caravans, to household and travel insurance, we’ve brought together a collection of feature packed policies, so shopping around for what you need is that little bit easier.

Our agents will be able to talk to you about all of your policies in one conversation, so you can spend your time doing more of the things you really enjoy! Take a look at the other insurance covers we can provide.

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