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Key features of RAC Breakdown Cover

Includes Home Assist

Includes roadside, recovery and at home assistance

Older Car Insurance Cover

No upper age limit for your vehicle

Misfuelling Cover

Drain, flush, clean out fuel system & dispose of contaminated fuel

24 Hour Support

24/7/365 support at the end of a phone

Alternative Travel To Destination Cover

Onward travel options to continue your journey

Breakdown Callouts

Unlimited call outs

Why Lifesure RAC car breakdown cover?

We’ve partnered with Britain’s most experienced breakdown provider, the RAC, to give you peace of mind motoring. With the RAC you get unlimited call outs, free roadside labour, no call out fee, unlimited roadside repair time and misfuel cover as standard. The RAC’s network of 1,700 patrol vans carry over 500 parts and tools onboard allowing them to fix 4 out of 5 vehicles at the roadside. Their first-to-market innovative solutions such as the multi-fit wheel, rapid deployment trailer and EV boost charging capabilities means they can deal with more breakdown issues there and then at roadside.

As well as our award-winning team of advisors at the end of the phone, we also offer MyLifesure, an online customer portal that displays your policy details and documents, with the option to send us a secure message. It’s a simple tool that makes a huge difference to our customers.

Motorhome breakdown (UK) Roadside recovery and at home assistance in the UK. Motor breakdown cover purchased as of the 1st of March 2022, will be provided by the RAC. Motor breakdown cover purchased on, or before the 28th of February 2022 will be provided by Call Assist.

What does Lifesure’s RAC car breakdown cover include?

Take a look at how the RAC give you peace of mind with our handy summary below. Remember that no policy protects you against every scenario and it’s best to also read our policy documents to understand the conditions and exclusions that apply.

What's included

  • Roadside, Recovery, At Home, Onward Travel and Misfuel as standard
  • Option to upgrade to European cover
  • Unlimited call outs
  • No call out fee
  • Unlimited roadside repair time
  • No vehicle age limit

What's not included

  • Roadside only cover within 24 hours of policy start date
  • Cost of any parts
  • Any incident which is not a breakdown e.g., a road traffic collision, vandalism, fire & theft
  • Any breakdown resulting from a fault that has previously been attended and has not been properly repaired or the advice after a temporary repair has not been followed
  • Any breakdown which has occurred prior to purchase

Terms and conditions, limitations, exclusions and acceptance criteria applies.

Learn more about the benefits of the RAC membership

Did you know that 81% of RAC customers are fixed at the roadside?* RAC patrol vans have over 500 tools and parts onboard, to get you back on the road and keep you moving!

The RAC's All-Wheels-Up system means that the widest possible range of vehicles can be recovered direct from patrol vans. Saving drivers time and hassle, waiting for a recovery truck to arrive after a breakdown.

*Data provided by RAC September 2021

Full RAC car breakdown cover policy information

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Lifesure RAC car breakdown policy (renewal on/after 01.03.22)
PDF 767.58 KB
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Motor breakdown insurance (renewal on/before 28.02.22)
PDF 195.32 KB

Your payment options

Paying for your cover should be straightforward, not a headache. We have just four payment options, so you can choose your preference: instalments, debit card or credit card.

One way to make the cost of your insurance more manageable is to spread the cost. We partner with Close Brothers Premium Finance to enable you to pay in regular instalments. If you decide to pay by premium finance, the set-up process couldn't be easier as we arrange all of this while processing your policy.

The credit agreement will be between yourself and Close Brothers Premium Finance and you will make regular instalments by Direct Debit to them to repay the cost of your insurance premium, plus interest and any charges, which we’ll let you know about in advance.

Flexible payment dates, online account management and simple credit agreement renewal make it easy to have the best protection possible.

Ways to pay

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From insurance for motorhomes and static caravans, to household and car insurance, we offer a range of jam-packed policies to make shopping around for what suits you just a little bit easier.

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