Did you know that 30% of park home claims made are due to ‘Escape of Water’*, the technical term used to describe anything from a burst pipe to a leaking shower unit.
Water damage is the second largest cause of park home claims* and in some situations, this can cause considerable problems due to the materials used to construct park homes. This is why it is so important for park homeowners to maintain their properties. Taking simple preventative action, by regularly checking for leaks or damp patches and using an accredited plumber to carry out any repairs or maintenance, can help homeowners minimise the risk. Following the checklist below can help to avert irreversible damage to your park home.
Whilst you can take steps to maintain your property to prevent water damage, we understand that emergency situations do occur, which is why park home emergency cover[i] is included in our park home insurance policy, as standard. Having this cover means that if there is a home emergency, help is available 24 hours, 7 days a week.
How does Lifesure Home Emergency cover work?
The home emergency feature is different to the park home buildings and contents part of your insurance. It means that if you have a burst pipe, all you need to do is call the home emergency cover line. They will arrange for an approved contractor to come out to your home, to remedy the issue, preventing you from having to make a claim on your park home buildings & contents policy. Home Emergency cover can help in a number of situations, including:
- Bursting or sudden leakage of water pipes within your home or failure of your domestic hot water heating
- Complete failure of your central heating system involving a boiler or warm air unit
- Damage to, or mechanical failure of, the only accessible toilet or cistern in your home, which results in complete loss of function
- Failure of your mains services for which you are legally responsible
- Failure of, or damage to, underground drains or sewers
To find out more about the Lifesure park home policy[ii] and home emergency cover feature, visit https://www.lifesure.co.uk/personal-insurance/park-home-insurance or call 01480 402 460.
* Woodgate and Clark data for 2021 and 2022
[i] Home emergency cover is underwritten by Astrenska Insurance Limited, a trading style of Collinson Insurance Services Limited. Terms and conditions, limitations and exclusions apply. Please read the policy booklet for more information.
[ii] 2. Building, contents, personal possessions worldwide, accidental, and malicious damage underwritten by AXA Insurance UK plc.