Key benefits of Lifesure's static caravan insurance

Accidental Damage Static Caravan Contents Insurance

Accidental damage to contents

Static Caravan Rental Insurance

Cover for renting out your static caravan

Unoccupied Static Caravan Insurance

Protects against winter risks when unoccupied (1)

New For Old Cover Static Caravan Insurance

New-for-old cover, up to 20 years old (2)

Legal Expenses Static Caravan Insurance

Optional legal expenses

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Why choose Lifesure's static caravan insurance?

We've been arranging static caravan insurance for many years, so we know a thing or two about what should be in your policy.

Many of our customers tell us our static caravan insurance offers everything they need, at a price that fits their budget and our excellent customer services is just what they were looking for. In fact, we're proud to say that we've received the Feefo Platinum Trusted Service Award for the fourth year running!

Our award-winning team of agents are always happy to help and can be contacted on 01480 504 720 to provide a new quotation or assist with any changes to an existing policy. And we also offer MyLifesure, an online customer portal providing instant access to your policy details and documents. From here you can send us secure messages and update your details. It’s a convenient tool to get you to the information you need quickly.

Support with claims
If you should need to make a claim on your policy, our insurer partners have dedicated Claims Teams who are there to assist you throughout the claims process. We know that making a claim can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

Extra benefits!
And when you become a Lifesure static caravan insurance customer, you’ll be able to benefit from our 'Refer a Friend' scheme if you refer us to your friends, neighbours and family! Find out more and how you can earn a £40 reward here.

What does Lifesure’s static caravan insurance cover?

Take a look at how we could protect your holiday home with our handy summary below. Remember that no policy protects you against every scenario and it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • New-for-old cover if your caravan is up to 20 years of age
  • Cover for clothing, luggage and general household goods (up to £500 for any single item)
  • Accidental damage to building and contents
  • Cover included for renting your static out to other holidaymakers, or your family and friends
  • Cover for the loss of hiring charges up to £10,000, for bookings made prior to the damage to your caravan
  • Theft or accidental damage to outside furniture whilst the caravan is in use
  • The cost of hiring a similar static caravan for your break if yours is uninhabitable following a claim, up to a limit of £10,000

What’s not covered

  • Damage or vandalism caused deliberately by you, your family or friends
  • Wear and tear, deterioration, corrosion, light damage or anything happening gradually
  • Loss or damage to any money or valuables
  • Mechanical or electrical breakdown or failure
  • Loss or damage caused by any pets
  • Please read our policy documents below to understand the conditions and exclusions that apply

Policy enhancements

  • Leisure home legal expenses3 Up to £50,000 cover for legal expenses incurred for contract disputes relating to letting out your property and with the site, protecting your property, disputes with solicitors, accountants and surveyors, and access to legal and tax advice helplines
  • Key cover Provides cover for the costs to repair or replace keys in the event of damage, theft or loss

Terms and conditions, limitations, exclusions and acceptance criteria applies. Policy enhancements are subject to an additional premium.

1 Insured events against winter risks: Escape of water or oil from a fixed system but excluding damage occurring during the period 1st November to 15th March (both days inclusive) whilst the static caravan is unoccupied unless: i. the water supply has been turned off at the mains and all systems drained with the exception of sealed central heating systems that have been professionally fitted and contain antifreeze; OR ii. the central heating system is left to operate at a minimum temperature of 15°C; OR iii. the water pipes are fitted with an operational trace heating system approved to British Standard BS6351. Water freezing within domestic systems but excluding damage occurring during the period 1st November to 15th March (both days inclusive) whilst the static caravan is unoccupied unless either; a) the water supply has been turned off at the mains and all systems drained with the exception of sealed central heating systems that have been professionally fitted and contain antifreeze; OR b) the central heating system is left to operate at a minimum temperature of 15°C.

2 If the static caravan is damaged beyond economic repair and provided that: a) the static caravan is less than 20 (twenty) years old at the start of the period of insurance; and b) the sum insured represents the full new replacement cost of the static caravan we will pay the cost of replacing the static caravan with a brand new equivalent on the same park or site and, in addition, up to £10,000 toward the necessary cost of debris removal, delivery and re-siting.

3 Leisure home legal expenses and key cover underwritten by ARAG plc, a coverholder of the insurer, ARAG Allgemeine Versicherungs-AG Branch UK. Unless otherwise stated, all other cover is underwritten by AXA Insurance UK plc.