Static Caravan Insurance Specialists

Static Caravan Insurance Policy Benefits and Exclusions

• New for Old replacement available for Static Caravans up to 10 years old (subject to the sums insured representing the full new replacement cost of the static caravan).
• Loss or damage caused by accidental damage, fire, theft, vandalism, storm & flood as standard.
• Cover to all fixtures and fittings including refrigerators, gas bottles, steps, balconies, batteries, stabilisers, generators and any other equipment pertaining to the static caravan.
• Personal effects clothing, luggage and general household goods, including portable televisions and microwaves. A single article limit of £500 applies.
• Loss or theft of keys and replacement locks up to £350.
• Personal Accident benefit up to £20,000.
• We also provide cover for friends and family using the static caravan.
• Only a £100 excess for all claims.
• Contents cover up to £5,000 is available.
• £2,000,000 Public Liability Cover.
• Cover is only available in the UK excluding Northern Ireland.
• The static caravan can be used for hire or reward (holiday letting).
• It must not be your permanent residence.
• Static caravans up to 17 years old are acceptable for new business, increasing to 20 years for renewals.
• It must be anchored to the ground at four points of the chassis.
• It must be at least 0.3m above any known recorded water level for flood cover to be included.
• From the 1st November until the 15th March, the excess is increased to £500 for damage caused by storm, flood or tempest, unless the caravan is kept at a site that provides daily supervision.
• During the period 1st November to 15th March (both days inclusive) either the water supply has to be turned off at the mains and all systems drained with the exception of sealed central heating systems that have been professionally fitted and contains antifreeze OR the central heating system has to be left on to operate at a minimum temperature of 15C.

Looking to insure your leisure home? Then look no further, we provide insurance for Static Caravans, Chalets and Lodges, including Holiday Park Homes and Timber Lodges. Why Lifesure? With over 10 years experience and knowledge in dealing with static caravan insurance we are specialists in static caravan insurance offering exemplary cover and service at affordable prices.

Static Caravan Insurance – what does it cover?

We appreciate that buying a static caravan is a significant financial commitment which is why we offer you a complete and comprehensive static caravan insurance including £2 million pounds of public liability cover (A requirement of most site owners) and legal expenses cover up to £50,000.