Caravan Insurance Specialists

As a broker we have access to a number of caravan insurance policies that offer outstanding protection at low cost prices.  Our friendly and knowledgeable caravan team are here to help you and will be happy to advise you on the most suitable policy for your needs.

“The same type policy offered to us was on the same level as the Caravan Club but was far cheaper and therefore more beneficial to us as senior citizens.

Robi Ahmed was a very helpful and patient advisor who made the whole transaction very easy and smooth for us.

Feefo independent feedback 21st Aug 2014

Caravan - Quick Quote

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Lifesure offers 5 caravan policies designed to offer excellent cover at market leading prices
Caravan Insurance Quote
  • LifesureCaravan Essentials is a comprehensive policy for people with little or no accrued no claims bonus with caravan and contents cover up to £9,000.
  • LifesureCaravan Excel is a fully comprehensive policy that offers caravan and contents cover up to £20,000.
  • LifesureCaravan Elite is a fully comprehensive policy that offers cover for caravans valued up to £40,000 that do not have a tracking device fitted or are not stored at a CaSSOA site.
  • LifesureCaravan Exceed is a fully comprehensive policy that offers exceptional cover and rates for caravans valued up to £42,500 which either have an operational tracker fitted or are stored at a CaSSOA registered site.
  • LifesureCaravan Evolve is a fully comprehensive policy that offers experienced caravanners who have been unfortunate enough to make a claim within the last 12 months, but who had at least 4 years no claims bonus prior to the insured incident a cost effective policy. For caravans valued up to £17,500.

Policy Summary

Below is a summary of the main features of each of the policies.

All of our caravan insurance policies include the following benefits –

  • Liability to the public – Indemnity is covered in respect of third parties, up to £2,000,000
  • Free hire caravan and / or tow car in event of accident (see CaravanPlus below)
  • Fixtures and fittings cover included
  • Awning Cover – 365 days a year (many policies in the market exclude awning cover between October and March)
  • Protection and removal of the caravan to the nearest repairers and delivery of the caravan back to you upon completion of repairs
  • Up to £75,000 Legal Assistance
  • Legal Assistance Helpline and a 24/7 claims service
  • CaravanPlus Legal Cover. In the event of an accident, should your caravan or car be rendered unusable. Caravanplus will provide a free hire caravan and / or tow car. (Caravanplus Hire applies only within England, Scotland and Wales. Northern Ireland is excluded)
    • Caravan Plus car and caravan hire cover is unlimited for non fault accidents and a maximum of 14 days for fault accidents
    • Uninsured loss recovery service maximum £75,000
    • We will also provide free legal advice 24/7, on any matter
    • Cash payment of £225 if you’re entitled to a replacement caravan but don’t take it

Unique to Caravan Essentials is –

  • Accidental Damage, Fire, Theft, Vandalism, Storm and Flood cover (Accidental Damage is excluded on Contents)
  • 30 days European cover
  • Uninsured loss recovery service maximum £50,000
  • A policy excess of £125 (£250 in Europe)
  • Suitable for caravans valued up to £9,000 including equipment and contents

Included as standard with our Caravan Excel, Caravan Elite, Caravan Exceed and Caravan Evolve policies is –

  • New for Old cover for caravans up to and including 5 years of age (terms apply) (10 years for Lifesure Caravan Elite)
  • Accidental Damage, Fire, Theft, Vandalism, Storm and Flood cover
  • Use by family and friends who are age 30 or above (Provided no hiring charges are made)
  • 180 days European cover
  • Caravan repatriation from EU countries
  • Alternative accommodation (£75 a day up to a maximum of £2,000 to enable you to continue your holiday)
  • Policy excess of between £100 and £150 depending on the policy
  • Loss of use up to a maximum of £2,000 or £3,000 on Caravan Exceed policies

Don’t forget that our Excel and Evolve policies cover caravans up to £17,500 in value, the Elite policy covers caravans up to £40,000 in value and our Exceed policy covers the highest values caravans – up to £42,500.

Optional Key Protection Cover

Many insurance policies include key protection, but the advantages of this product include -

  • No excess to pay
  • You won’t lose any No Claims Bonus accrued through your main policy
  • It won’t count as a claim against your insurance
  • All keys on the fob are included whether they be car, home, caravan or motorhome etc.
  • Larger maximum claim limit of £1,500 – most policies are capped at around £500

Optional Key Protection Cover is available to add to your policy – click here for more details.

Trailer Tent Insurance

We also have policies for trailer tent insurance, as we recognise that a specialist insurance is required.

Click here to read more about our policy and to purchase cover.

Caravan Breakdown Cover

We are now able to offer our customers caravan breakdown cover as an optional extra on their caravan insurance policy.  If you would like more details please click here.

Customer Feedback

Independent feedback data provided by Feefo

Tourer Insurance
Overall rating: 4.7 / 5 out of 818 Customer Reviews
Service
Product

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Service rating : very good seemed very helpful with my ?

Product rating : very please with the insurance I was given

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Service rating : Lifesure are always courteus and efficient

Product rating : The policy is what I require

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Service rating : So far the service from lifesure seems very positive and helpful.

Product rating : The Premium seems very good value compared with my normal company.

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Service rating : very good thanks

Product rating : very happy thanks

Service
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read on feefo

Hassle free, would recommend

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Service rating : Good simple service

Product rating : Good price for cover to match caravan club for half price

Service
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read on feefo

Very helpful and friendly advisor dealt with me.

All Tourer Reviews