Caravan Insurance Specialists

Our four caravan insurance products offer low cost prices, outstanding protection and our friendly and knowledgeable caravan advisors are here to help you.

“The same type policy offered to us was on the same level as the Caravan Club but was far cheaper and therefore more beneficial to us as senior citizens.

Robi Ahmed was a very helpful and patient advisor who made the whole transaction very easy and smooth for us.

Feefo independent feedback 21st Aug 2014

Caravan - Quick Quote

40 Plus Quick Quote

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Lifesure offers 4 caravan policies designed to offer excellent cover at market leading prices
Caravan Insurance Quote
  • LifesureCaravan Essentials is a comprehensive policy for people with little or no accrued no claims bonus with caravan and contents cover up to £9,000.
  • LifesureCaravan Excel is a fully comprehensive policy that offers up to 45% in discounts for caravan and contents cover up to £20,000.
  • LifesureCaravan Elite is a fully comprehensive policy that offers up to 45% in discounts for caravans valued up to £40,000 that do not have a tracking device fitted or are not stored at a CaSSOA site.
  • LifesureCaravan Exceed is a fully comprehensive policy that offers exceptional cover and rates for caravans valued up to £42,500 which either have a operational tracker fitted or are stored at a CaSSOA registered site.
  • Cover
  • Public Liability
  • Accidental Damage to Caravan & Equipment
  • Accidental Damage to Contents
  • Malicious Damage
  • Fire
  • Theft
  • Storm
  • Flood
  • European Use
  • Alternative Accommodation
  • Personal Accident
  • Awning Cover
  • Towing Cover Allowed For
  • Friends & Family Use
  • Policy Excess
  • Storm Damage to Awning Excess
  • Courtesy Caravan
  • Courtesy Tow Car
  • Up to £75,000 Legal Assistance
  • 24/7 Legal Advice Line
  • Maximum Cover Value

Optional Key Protection Cover

Many insurance policies include key protection, but the advantages of this product include -

  • No excess to pay
  • You won’t lose any No Claims Bonus accrued through your main policy
  • It won’t count as a claim against your insurance
  • All keys on the fob are included whether they be car, home, caravan or motorhome etc.
  • Larger maximum claim limit of £1,500 – most policies are capped at around £500

Optional Key Protection Cover is available to add to your policy – click here for more details.

Policy Summary

Below is a summary of the main features of each of the policies.

All three of our caravan insurance policies include the following benefits –

  • Liability to the public – Indemnity is covered in respect of third parties, up to £2,000,000
  • Free hire Caravan and / or Tow Car in event of accident (see CaravanPlus below)
  • Fixtures and fittings cover included
  • Awning Cover – 365 days a year (many policies in the market exclude awning cover between October and March)
  • Protection and removal of the caravan to the nearest repairers and delivery of the caravan back to you upon completion of repairs
  • Legal Assistance Helpline and a 24/7 claims service
  • CaravanPlus Legal Cover. In the event of an accident, should your caravan or car be rendered unusable. Caravanplus will provide a free hire caravan and / or tow car. (Caravanplus Hire applies only within England, Scotland and Wales. Northern Ireland is excluded)
    • Caravan Plus car and caravan hire cover is unlimited for non fault accidents and a maximum of 14 days for fault accidents
    • Uninsured loss recovery service maximum £50,000
    • We will also provide free legal advice 24/7, on any matter
    • Cash payment of £225 if you’re entitled to a replacement caravan but don’t take it

Unique to Caravan Essentials is –

  • Accidental Damage, Fire, Theft, Vandalism, Storm and Flood cover (Accidental Damage is excluded on Contents)
  • 30 days European cover
  • Uninsured loss recovery service maximum £50,000

Included as standard with our Caravan Excel, Caravan Elite and Caravan Exceed policies is –

  • Up to 45% Discount
  • New for Old cover for caravans up to and including 5 years of age (terms apply)
  • Accidental Damage, Fire, Theft, Vandalism, Storm and Flood cover
  • Use by family and friends who are age 30 or above (Provided no hiring charges are made)
  • 180 days European cover
  • Caravan repatriation from EU countries
  • Loss of use up to a maximum of £2000 or £3,000 on Caravan Exceed policies

Don’t forget that our Excel policy covers caravans up to £17,500 in value and our Exceed policy covers the highest values caravans – up to £42,500.

Trailer Tent Insurance

We also have policies for trailer tent insurance, as we recognise that a specialist insurance is required.

Click here to read more about our policy and to purchase cover.

Caravan Breakdown Cover

We are now able to offer our customers caravan breakdown cover as an optional extra on their caravan insurance policy.  If you would like more details please click here.

Customer Feedback

Independent feedback data provided by Feefo

Tourer Insurance
Overall rating: 4.7 / 5 out of 758 Customer Reviews

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Service rating : verry courteous person i spoke to

Product rating : just what i wanted at a good rate


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Service rating : Very helpful on the phone

Product rating : Great price for the cover given


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Very efficient service


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Service rating : did internet search - v competitive price

Product rating : no hassle when contacted by the company on my mobile - said I was still researching - no pressure selling; hence more likely to get my custom


read on feefo

Service rating : polite service not like most insurance companys

Product rating : value for money


read on feefo

Service rating : top rate

Product rating : good service. excellent sales person satisfied


read on feefo

Service rating : Easy to set up and good communication from sales assistant

Product rating : Cheaper than with previous insurer for same level of cover


read on feefo

Service rating : Very helpful when I called to add some bits to my policy and website great

Product rating : Brilliant thank you

All Tourer Reviews