Motorhome insurance is a legal must-have. But it can also be a reassuring policy to have in your back pocket. Motorhome insurance can protect your pride and joy from a host of risks that can happen at any time, like theft and damage. As a specialist leisure and motorhome insurance broker, we work with a panel of specialist insurers to help find a policy that works for you and your vehicle.

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Our motorhome policies are packed with features to keep you exploring.

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Motorhome breakdown insurance

From RAC with many key features to help keep you on the move!

Your motorhome insurance specialists

Wherever you take your motorhome, whether by the coast or the countryside, chances are it will carry expensive and valuable items you’ll want to protect. From personal belongings and built-in fixtures to lost keys, motorhome insurance covers you for things that standard car insurance typically won’t. Need support to get started? Our friendly UK-based team are happy to help answer any questions you have and help arrange a policy to suit your requirements.

Key features of a typical motorhome insurance policy

Holiday Let Insurance

Personal belongings included

Self Conversion Insurance

Self-conversions covered, even if not finished

No Mileage Cap

No mileage cap on some policies

Replacement Key Insurance

Cover for new keys in case of theft/loss up to £500

Camping Equipment Insurance

Camping equipment included in cover

Windscreens And Window Repairs

Damage to windows or windscreen covered

Why choose Lifesure for motorhome insurance

We’ve been arranging insurance for motorhomes in the UK for over 40 years, so we know how to find a policy to suit you.

Our customers frequently share that they’re fans of our affordable policies and superb customer service. It’s why we’ve earned the Feefo Platinum Trusted Service Award for five years in a row.

Our award-winning agents are always happy to help. Call them on 01480 402 460 for a new quote or to help with any changes to an existing policy. You can also quickly access your policy details and documents on our MyLifesure online customer portal. From here, you can send us a secure message and update your details.

What does Lifesure’s motorhome insurance cover?

Our motorhome insurance can help to make sure your pride and joy is properly protected. But remember, no policy protects you against every scenario, so it’s always best to read your policy documents to understand the conditions and exclusions that apply.

What’s covered

  • Comprehensive cover for motorhomes, worth up to £75,000
  • Up to £3,500 of personal possessions cover for your treasured items
  • No mileage cap on some policies
  • Self-converting cover options to protect you while off the road
  • Damage to windows or windscreen
  • Fire and theft cover
  • Awnings, gas bottles and generators are all protected
  • Contribution towards replacement keys in case of theft or loss
  • Discounts for lower than average mileage
  • Alternative accommodation covered at no extra cost
  • EU cover

What’s not covered

  • Deterioration or wear or tear
  • Loss or damage if your motorhome hasn’t been properly secured, with doors and windows fastened
  • Loss or damage to a trailer or caravan, whether attached to your motorhome or not
  • Excluded drivers, including drivers without a driving licence and disqualified drivers

Optional Extras

  • Key cover for the costs to repair or replace keys in the event of damage, theft or loss
  • Vehicle excess protection reimburses you for the excess on your vehicle insurance policy following a claim on your vehicle insurance
  • Accidental death & personal accident provides a benefit payment for death or certain bodily injuries while driving or travelling in the insured vehicle
  • Substitute vehicle and legal expenses provide cover for the recovery of uninsured losses and motoring prosecution defence. If your insured vehicle is undriveable or has been written off as a result of an incident which is insured by your motor insurance policy, we will arrange to supply you a substitute vehicle
  • Motorhome breakdown (UK) roadside recovery and at home assistance in the UK provided by the RAC.

Terms and conditions, limitations, exclusions and acceptance criteria applies. Optional extras are subject to an additional premium.

More reasons to choose Lifesure for motorhome insurance

Support with claims

Need to make a claim on your motorhome insurance policy? Our insurer partners have dedicated claims teams ready to guide you through every step of the process. We know claims can be a stressful time, so if you need further support our Customer Care Champion is there to help, for additional peace of mind.

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Refer a friend for rewards

As a Lifesure motorhome insurance customer, you can use our 'Refer a Friend' scheme. When you recommend us to friends, family, or neighbours, you could earn a £40 e-voucher reward. Find out more and start earning here.


Motorhome policy information

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Ageas optima motorhome insurance policy document
PDF 415.96 KB
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AXA motorhome insurance policy document
PDF 2.61 MB
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Allianz broker highway specialist vehicle (motorhome) insurance policy document
PDF 465.53 KB
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KGM specialist vehicle (motorhome) insurance policy document
PDF 1.17 MB
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Lifesure RAC motorhome breakdown policy document
PDF 8.37 MB
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Key cover insurance policy document
PDF 259.88 KB
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Substitute vehicle and motor legal policy insurance policy document
PDF 240.35 KB
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Vehicle excess reimbursement insurance policy document
PDF 379.68 KB
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Accidental death and personal accident insurance policy document
PDF 438.82 KB

Insurance partners

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Flexible payment options

Motorhome insurance is simple with Lifesure. It helps that we have multiple payment options, such as instalments by financed direct debit, debit card, credit card, BACS, or bank transfer. You can spread the cost to make payment more manageable. We work with Close Brothers Premium Finance to enable you to pay in regular instalments*.

Flexible payment dates, online account management, and credit agreement renewal can make it easier to purchase appropriate protection. 
 

*We work with a third party company called Close Brothers Premium Finance Limited (‘CBL’), which manages instalment payments. We act as a credit broker and we are not a lender. If you have opted to pay by monthly direct debit, we will pass your details to CBL and they will make a credit decision about you, which may include a credit check being carried out. Please let us know immediately if you do not consent to us sharing your details with CBL. If CBL agrees to provide you with credit you will receive a welcome pack including a credit agreement from CBL, which you will need to sign and return to CBL. Please note that CBL has its own set of terms, conditions and charges and you should familiarise yourself with these carefully. We may receive a commission for introducing you to CBL. Paying by monthly direct debit via CBL will cost more than paying by one off payment. As part of your premium finance journey, Close Brothers will provide you with a commission disclosure detailing the commission we earn. You will have 12 days to review this information and provide your consent. If you decide not to consent to the commission amount, Close Brothers will be unable to process your loan, and you will need to arrange to pay the balance in full.

 

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